Wishing you prosperity and happiness in the New Year. Wednesday, December 31, 2008
Tuesday, December 30, 2008
Post-Christmas Shopping
I was raised with the tradition of going shopping downtown both the day after Thanksgiving and the one after Christmas. It started before there was a mall in our suburb. I did go shopping, as mentioned before, but didn't buy much. The sales ahead of time were wonderful, so wonderful that they say the post-Christmas sales won't help retailers much. There's a lot of doom and gloom prophecying out there right now and I don't have anything really positive to add.
There were a ton of people shopping when I was out, and they seemed to be buying a lot of merchandise. As is typical, most seemed to be half-price Christmas loot, which can be a dangerous game; if you're organized it can be great, but in the wrong hands it can be deadly.
My grandma was on the organized side and started her Christmas shopping on Dec. 26, which was supplemented throughout the year, with other items. She remembered what she bought, where it was and the intended recipient. One of my friends went overboard on more than one occasion, influenced by a family member whose economic situation was far better than her own; thus, shopping for family became a detriment to her finances. At one point, she had bought pairs of Christmas pillows, half-price, intending to give one the next Christmas, and the other the Christmas following. Fast forward to the next year. She had given the first pillows but neglected to keep records of the recipients thereof or to label the second pillow with the recipient's name. So there she is, with a stash of pillows that don't do much good.
Christmas decor is a dangerous gift to give; unless you know it's something that someone wants, it can be the next item donated to the thrift store, in which case it doesn't matter whether you figure out which pillow was given to whom last year. People aren't necessarily going to share your taste.
There were a ton of people shopping when I was out, and they seemed to be buying a lot of merchandise. As is typical, most seemed to be half-price Christmas loot, which can be a dangerous game; if you're organized it can be great, but in the wrong hands it can be deadly.
My grandma was on the organized side and started her Christmas shopping on Dec. 26, which was supplemented throughout the year, with other items. She remembered what she bought, where it was and the intended recipient. One of my friends went overboard on more than one occasion, influenced by a family member whose economic situation was far better than her own; thus, shopping for family became a detriment to her finances. At one point, she had bought pairs of Christmas pillows, half-price, intending to give one the next Christmas, and the other the Christmas following. Fast forward to the next year. She had given the first pillows but neglected to keep records of the recipients thereof or to label the second pillow with the recipient's name. So there she is, with a stash of pillows that don't do much good.
Christmas decor is a dangerous gift to give; unless you know it's something that someone wants, it can be the next item donated to the thrift store, in which case it doesn't matter whether you figure out which pillow was given to whom last year. People aren't necessarily going to share your taste.
Monday, December 29, 2008
Cutting Back
I didn't do so well on cutting back for Christmas as I ended up donating to charities. I took ornaments from my church's giving tree, so bought presents for a few strangers and aren't there laws about Barbie requiring a change of clothes? In addition, I bought things for the Salvation Army adopt-a-family, and went a bit overboard.
The family we were assigned is a single mom with two teenagers. We looked at their list and everyone had different ideas about the most important thing to have at that age; because programs for the needy have other focuses, we knew we had to buy bedding. If there is any available, it won't be new. We ended up buying everything on the list, and making an effort to find things that teenage boys would like.
I wasn't raised in a wealthy family, but we always had what we needed. I can't imagine not having decent bedding. I now have new flannel sheets for the rest of the winter, courtesy of Kohl's after Christmas sale.
The family we were assigned is a single mom with two teenagers. We looked at their list and everyone had different ideas about the most important thing to have at that age; because programs for the needy have other focuses, we knew we had to buy bedding. If there is any available, it won't be new. We ended up buying everything on the list, and making an effort to find things that teenage boys would like.
I wasn't raised in a wealthy family, but we always had what we needed. I can't imagine not having decent bedding. I now have new flannel sheets for the rest of the winter, courtesy of Kohl's after Christmas sale.
Sunday, December 28, 2008
Dining Out
Last year I worked on a project on which we dined out frequently on the corporation's dime, since we traveled on business. This year, if I dine out, it's on my dime. Because I'm trying to cut inessential spending, I don't dine out a lot; when I do, it's usually because I'm going somewhere after work and it seems foolish to first go home.
I seem to be a bit ahead of the curve on some of my changes, because I've been working on this for a couple of years. Dining out adds up and is less necessary than some people believe.
With the current economic uncertainty, I foresee more restaurants having trouble. I assume every area is like mine, with nests of chain restaurants near malls and freeways, and a few local places thrown in besides. For a long time I have thought there were too many restaurants and the restaurants are likely to learn the same.
Building has slowed down lately, but some of the people who built or signed leases are going to be stuck with opening their places, whether it makes sense or not.
I seem to be a bit ahead of the curve on some of my changes, because I've been working on this for a couple of years. Dining out adds up and is less necessary than some people believe.
With the current economic uncertainty, I foresee more restaurants having trouble. I assume every area is like mine, with nests of chain restaurants near malls and freeways, and a few local places thrown in besides. For a long time I have thought there were too many restaurants and the restaurants are likely to learn the same.
Building has slowed down lately, but some of the people who built or signed leases are going to be stuck with opening their places, whether it makes sense or not.
Saturday, December 27, 2008
Commuting
My commute to this place is vastly different than before; the distance is comparable, but that's about it.
Before, I took the bus; transit station is a straight shot from where I live, and is conveniently accessible; I pass it on the way to the freeway and the bus dropped me off near where I was working. For about two hours morning and evening, there are buses to that downtown.
Now I work somewhere else and the transit station isn't very convenient; it's down the freeway from me in the other direction. Which would be fine if it stopped near where I work, but 6 blocks that include a walk over the freeway bridge, isn't terribly convenient.
As a result, I entered in to a parking contract and am driving; the transit station is about 1/3 of the way to where I'm going, so doesn't save me that much.
Before, I took the bus; transit station is a straight shot from where I live, and is conveniently accessible; I pass it on the way to the freeway and the bus dropped me off near where I was working. For about two hours morning and evening, there are buses to that downtown.
Now I work somewhere else and the transit station isn't very convenient; it's down the freeway from me in the other direction. Which would be fine if it stopped near where I work, but 6 blocks that include a walk over the freeway bridge, isn't terribly convenient.
As a result, I entered in to a parking contract and am driving; the transit station is about 1/3 of the way to where I'm going, so doesn't save me that much.
Friday, December 26, 2008
Settling In
Holiday season is a strange time to start a new job and a bit disconcerting; on the plus side is qualifying for holiday pay without worrying about the thousand or so hours one must first log through an agency, and having a respite from the fatigue of learning all the new information and systems.
On the down side? Not knowing the people or having any idea what the vacation patterns are, so no idea whether the people you need are going to be available when you have a question. I'm working with people who have been here, for the most part, forever, so take off when they want to as they have a large amount of time with which to work.
While I still think this is more secure than contract work, there's a huge budget shortfall in the state that has the potential to affect a lot of people.
Me? While I get vacation time, I can't use it until I've been here 6 mos.
On the down side? Not knowing the people or having any idea what the vacation patterns are, so no idea whether the people you need are going to be available when you have a question. I'm working with people who have been here, for the most part, forever, so take off when they want to as they have a large amount of time with which to work.
While I still think this is more secure than contract work, there's a huge budget shortfall in the state that has the potential to affect a lot of people.
Me? While I get vacation time, I can't use it until I've been here 6 mos.
Thursday, December 25, 2008
Wednesday, December 24, 2008
Friday, December 12, 2008
Gift Cards
Gift cards are the non-gift this year. I don't like to give them because it isn't a personal gift. This year, with all the bankruptcies and lessons learned from previous years bankruptcies, along with value-reducing fees that diminished the value thereof, gift cards don't seem to be the way to go.
One thing I've noticed is that grocery stores and convenience stores now sell gift cards for other stores, which adds to the convenience; for those who shop late or early, you have a 24-hour option available. Thrift stores are now also in on the act and sell gift cards for their stores.
I would expect a spike in sales of gift cards for grocery stores and gas stations. People seem to be more focused on the basics, at least for right now.
One thing I've noticed is that grocery stores and convenience stores now sell gift cards for other stores, which adds to the convenience; for those who shop late or early, you have a 24-hour option available. Thrift stores are now also in on the act and sell gift cards for their stores.
I would expect a spike in sales of gift cards for grocery stores and gas stations. People seem to be more focused on the basics, at least for right now.
Thursday, December 11, 2008
Workspace
I've become aware that some companies don't provide a set workspace for at least some of their workers; in a bid to migrate to the so-called "paperless office" as well as to eliminate employee personal possessions, some companies provide workspace that's available on a first-come, first-serve basis.
Meaning that you must bring everything you'll need from home because you're no longer allowed to stash it at work. I don't know if I could work like that in a permanent position; it reduces the worker to a commodity even more so than the conditions at a document review.
How do I reach that conclusion? In a document review, temporary attorneys are a commodity. We're there for the length of the project and don't necessarily have the ability to leave personal items in the workplace. My personal items are limited to small, inexpensive items, easily replaced and not at all personal. This is due to the nature of the work and the sort of workspace that has been provided to us.
It would be much more difficult to work under circumstances like this in a permanent position; with the first-come, first-serve workplaces, I would feel that I was ahead of the game at the document review, because I was at least returning to the same desk every day. I would feel like I was definitely a commodity because the company doesn't care enough to provide me with a consistent workspace. That's not a good message to share with employees.
Another trend is for companies to have workstations available for people who aren't generally in the office, such as sales people who come in a few days per month, rather than having an unoccupied space all the time. That makes far more sense to me.
Meaning that you must bring everything you'll need from home because you're no longer allowed to stash it at work. I don't know if I could work like that in a permanent position; it reduces the worker to a commodity even more so than the conditions at a document review.
How do I reach that conclusion? In a document review, temporary attorneys are a commodity. We're there for the length of the project and don't necessarily have the ability to leave personal items in the workplace. My personal items are limited to small, inexpensive items, easily replaced and not at all personal. This is due to the nature of the work and the sort of workspace that has been provided to us.
It would be much more difficult to work under circumstances like this in a permanent position; with the first-come, first-serve workplaces, I would feel that I was ahead of the game at the document review, because I was at least returning to the same desk every day. I would feel like I was definitely a commodity because the company doesn't care enough to provide me with a consistent workspace. That's not a good message to share with employees.
Another trend is for companies to have workstations available for people who aren't generally in the office, such as sales people who come in a few days per month, rather than having an unoccupied space all the time. That makes far more sense to me.
Wednesday, December 10, 2008
Things People Carry on the Bus
I carry a gigantic red purse, large enough to contain my lunch, a book and a pair of shoes. Since we have snow now, that last item is helpful. I deliberately carry a large bag, so I don't need to carry multiple items with me. I end up carrying more to a contract position with no real place to keep anything than I would if I were in a permanent position, or even one in which I have space to put stuff.
Many people on the bus carry multiple bags, but I have the strange feeling that most of them are going to a so-called permanent position; which leads me to wonder what on earth they're carrying back and forth each day.
Men used to carry hardsided briefcases, which have gone by the wayside and been replaced first by softer cases, now primarily by high-end, Tumi or Swiss Army backpacks and may be also accompanied by a computer bag. Along with a duffel bag.
Women are loaded down even more; I have seen people carrying a purse, lunch bag (either fabric bag or small handled store bag obviously containing lunch), a tote bag and a handled grocery or shopping bag.
It's way too much stuff.
Many people on the bus carry multiple bags, but I have the strange feeling that most of them are going to a so-called permanent position; which leads me to wonder what on earth they're carrying back and forth each day.
Men used to carry hardsided briefcases, which have gone by the wayside and been replaced first by softer cases, now primarily by high-end, Tumi or Swiss Army backpacks and may be also accompanied by a computer bag. Along with a duffel bag.
Women are loaded down even more; I have seen people carrying a purse, lunch bag (either fabric bag or small handled store bag obviously containing lunch), a tote bag and a handled grocery or shopping bag.
It's way too much stuff.
Tuesday, December 9, 2008
Losing Interest
Shockingly, as I move toward my last day here, I'm losing interest in the process. I got a job at a good time as the project is winding down in parallel to my interest level. Every click seems more tedious than the last.
Hopefully the new job will provide me with some interesting work and will do more than generate an income. Because there are benefits attached, I realize that no matter what, it will be more than an income. The downside is that there's a huge budget deficit and someone is talking hiring freeze.
While a hiring freeze can't get enacted soon enough to affect me; the project needs to be done, no matter what, I'll still be in a better position on the inside. Frequently, a hiring freeze doesn't affect internal movement, just movement in from the outside. This may benefit me in the long run as more positions are likely to be limited to internal candidates.
Hopefully the new job will provide me with some interesting work and will do more than generate an income. Because there are benefits attached, I realize that no matter what, it will be more than an income. The downside is that there's a huge budget deficit and someone is talking hiring freeze.
While a hiring freeze can't get enacted soon enough to affect me; the project needs to be done, no matter what, I'll still be in a better position on the inside. Frequently, a hiring freeze doesn't affect internal movement, just movement in from the outside. This may benefit me in the long run as more positions are likely to be limited to internal candidates.
Monday, December 8, 2008
Frugal Parties
Frugal parties are making a comeback. No more excess, because not as many people can afford excess in these turbulent economic times.
I'm aware that there are shows focused on decorating, throwing parties, and memorializing the efforts of party planners in the land of celebrities; I think it was brilliant both on the part of the writer and of the party planner, to get together and make suggestions for a party that's realistic.
People have been vying to outdo the neighbors for years now, even with children's parties. It's absolutely nuts that one would do so. I'm all for a party being special, but for me that's more about the people who are there than it is about the money that's been spent or the activities that are paid for.
Recently, a California friend of mine commented about a birthday party her children had attended; the mother broke from the pack, invited everyone to the park and provided pizza, cake and ice cream. The kids had a ball.
I'm aware that there are shows focused on decorating, throwing parties, and memorializing the efforts of party planners in the land of celebrities; I think it was brilliant both on the part of the writer and of the party planner, to get together and make suggestions for a party that's realistic.
People have been vying to outdo the neighbors for years now, even with children's parties. It's absolutely nuts that one would do so. I'm all for a party being special, but for me that's more about the people who are there than it is about the money that's been spent or the activities that are paid for.
Recently, a California friend of mine commented about a birthday party her children had attended; the mother broke from the pack, invited everyone to the park and provided pizza, cake and ice cream. The kids had a ball.
Sunday, December 7, 2008
Retro Shopping
Have you ever bought something on layaway? Didn't think so. I remember layaway being around when I was a kid, but wasn't in a position to use it, though I'm aware of people having done so.
It's an alternative to paying insane amounts of interest on consumer goods that one doesn't really need. Because most things we buy aren't necessities.
I'm still trying not to buy random things and some days am quite successful. I haven't been to the mall once in the last month but have been to Target and Kohl's. I still have some shopping to do; I have one gift to order online, a couple that need shipping and several to buy to stay locally.
I haven't used my credit card for anything except online purchases and am still paying it off immediately that the next billing cycle starts.
It's an alternative to paying insane amounts of interest on consumer goods that one doesn't really need. Because most things we buy aren't necessities.
I'm still trying not to buy random things and some days am quite successful. I haven't been to the mall once in the last month but have been to Target and Kohl's. I still have some shopping to do; I have one gift to order online, a couple that need shipping and several to buy to stay locally.
I haven't used my credit card for anything except online purchases and am still paying it off immediately that the next billing cycle starts.
Saturday, December 6, 2008
Being a Conscious Consumer
There was a really interesting article about consumerism and paying more attention to what you're buying.
When I was a kid, my aunt would buy gifts, but she had to spend the exact same amount on everyone. Which means that people received some random little trinket just to get the bottom line to match up. Crazy.
My Christmas list is small but has expanded this year between the giving tree at my church and adopting a family through the Salvation Army. The presents from the giving tree are basic; pick a construction paper ornament on which is written a request for a certain gift. Return the gift, wrapped or unwrapped, depending on the program it's for, together with the ornament that identifies the recipient. Most of the gifts can be had for $25 or less. I took a few ornaments.
Together with my mom and sister, I have adopted a family from the Salvation Army. For those of you who think you're poor, you're probably not; the family is a single mother with two teenage sons. Their list includes bed linens. Spoiled suburbanite that I am, I view gifts as something I don't need but rather want. Bed linens in my life are a given.
When I was a kid, my aunt would buy gifts, but she had to spend the exact same amount on everyone. Which means that people received some random little trinket just to get the bottom line to match up. Crazy.
My Christmas list is small but has expanded this year between the giving tree at my church and adopting a family through the Salvation Army. The presents from the giving tree are basic; pick a construction paper ornament on which is written a request for a certain gift. Return the gift, wrapped or unwrapped, depending on the program it's for, together with the ornament that identifies the recipient. Most of the gifts can be had for $25 or less. I took a few ornaments.
Together with my mom and sister, I have adopted a family from the Salvation Army. For those of you who think you're poor, you're probably not; the family is a single mother with two teenage sons. Their list includes bed linens. Spoiled suburbanite that I am, I view gifts as something I don't need but rather want. Bed linens in my life are a given.
Friday, December 5, 2008
Security
In this day and age, security was everywhere; a few years ago, when I was in law school, we could get in any door. Now the place is in lockdown. The main entrance is open to visitors, who are now asked to sign in; it isn't an absolute requirement, as I have yet to sign in for my class. Technically, I'm not a visitor, since I'm in a class; however, I don't have entrance credentials for other doors. It's card technology, like everywhere else. I don't think there had been security in place the last time I had taken a CLE; however, it was a morning class, so I may not have noticed.
Most reviews on which I have worked have had a card for entrance; one place had a keypad for after-hours entrance, but otherwise nothing, and another place had an old-fashioned lock and key system, in which we carried an actual key. I don't know what the penalty would've been for losing the key though; would they have been sufficiently concerned to re-key the lock and provide everyone with new keys? Not likely in my opinion.
A corporate client used biometrics so we were furnished with a photo id that had a chip and had fingerprint recognition. We had to flash the card at the light and put an index finger on the pad. Sometimes it wouldn't take, especially in cold weather. As a result there were sometimes lines to get in. Especially at peak start times. I never forgot my badge, but someone else found out that you could get a pass three times if you forgot it. After that you had to be escorted in by your manager. Because I'm no longer on that project, I don't know if she's had to be escorted.
Now I'm in a place with different security; we have a photo id and need to flash it at the reader upon entrance. The twist? The badge is also used to make the elevator move and to go to another part of the building. I don't know how many sections are in the building. So far I've only had to go a few places outside of my immediate work area, most of which have been in the next section, so only one activation each way. Someone told me that the staff pass I had on my first day probably had better access than the official ID.
If I lose it? I have the ability to get a day pass but don't know if there are restrictions or whether there's a charge for a replacement badge.
Most reviews on which I have worked have had a card for entrance; one place had a keypad for after-hours entrance, but otherwise nothing, and another place had an old-fashioned lock and key system, in which we carried an actual key. I don't know what the penalty would've been for losing the key though; would they have been sufficiently concerned to re-key the lock and provide everyone with new keys? Not likely in my opinion.
A corporate client used biometrics so we were furnished with a photo id that had a chip and had fingerprint recognition. We had to flash the card at the light and put an index finger on the pad. Sometimes it wouldn't take, especially in cold weather. As a result there were sometimes lines to get in. Especially at peak start times. I never forgot my badge, but someone else found out that you could get a pass three times if you forgot it. After that you had to be escorted in by your manager. Because I'm no longer on that project, I don't know if she's had to be escorted.
Now I'm in a place with different security; we have a photo id and need to flash it at the reader upon entrance. The twist? The badge is also used to make the elevator move and to go to another part of the building. I don't know how many sections are in the building. So far I've only had to go a few places outside of my immediate work area, most of which have been in the next section, so only one activation each way. Someone told me that the staff pass I had on my first day probably had better access than the official ID.
If I lose it? I have the ability to get a day pass but don't know if there are restrictions or whether there's a charge for a replacement badge.
Thursday, December 4, 2008
Start Date!
I start my new job on Dec. 15th and so far the time is moving slowly. I'm not nearly as excited as I was when they initially called me; the process has taken so long that the excitement has worn off. At one point I wasn't sure the position would go through; I've known of cases in which an offer has been rescinded prior to the start date due to changes in budgeting. Which is really awful.
In fact, that happened to the woman I sit next to for the job she accepted upon graduation from law school. Yikes!
Hopefully nothing will go wrong; in any case, they like me here and have told me that I should stay in touch and let them know if I'm ever in the market for projects. Which is nice, though not what I want.
In fact, that happened to the woman I sit next to for the job she accepted upon graduation from law school. Yikes!
Hopefully nothing will go wrong; in any case, they like me here and have told me that I should stay in touch and let them know if I'm ever in the market for projects. Which is nice, though not what I want.
Wednesday, December 3, 2008
Proof of Juror Misconduct
Here's a strangely obsessive story of one woman's attempt to prove juror misconduct in her son's trial.
While I can sympathize with the idea that a mother wouldn't believe her child is guilty, she went to great lengths to call the juror into question.
While I can sympathize with the idea that a mother wouldn't believe her child is guilty, she went to great lengths to call the juror into question.
Tuesday, December 2, 2008
Good Idea?
Lately I've been reading about kids who are philanthropic, donating money received from Bar Mitzvah or asking for toys to donate rather than toys for themselves for their birthdays. Now this.
While it seems like a good idea to make a donation rather than to give gifts, it would be difficult to retrain people. My mom currently regrets not having children for whom to buy gifts; this desire can be easily satisfied by donating to Toys for Tots or the giving tree at church. This Sunday I plan to pick up a few paper ornaments and provide a gift for a stranger.
Most of my shopping has been done; I only have a few people to buy gifts for and am a year-round shopper, so no problem.
I didn't go Black Friday shopping at all this year. Nice to sleep in.
While it seems like a good idea to make a donation rather than to give gifts, it would be difficult to retrain people. My mom currently regrets not having children for whom to buy gifts; this desire can be easily satisfied by donating to Toys for Tots or the giving tree at church. This Sunday I plan to pick up a few paper ornaments and provide a gift for a stranger.
Most of my shopping has been done; I only have a few people to buy gifts for and am a year-round shopper, so no problem.
I didn't go Black Friday shopping at all this year. Nice to sleep in.
Monday, December 1, 2008
Lawyers Exported
According to the New York Times, Lawyers who previously wouldn't consider overseas work, other than in London, are now being shipped out to where their firm has available options.
Not that it hurts their resumes!
Not that it hurts their resumes!
Sunday, November 30, 2008
Happy People
Don't watch a lot of TV. I thought that rather interesting; I'm usually too busy to watch TV because I'm doing other things.
I do know some people who pay far too much attention to what's on TV, to the extent that they plan their schedules around the TV schedule. I tend to plan on watching something and forget all about it. Until two or three days after it aired.
When I graduated from college, I ended up gradually watching talk shows; first I clicked on by, but after awhile would watch until I learned the topic. Eventually I'd watch until the next commercial. When it got to the point that, out of sheer boredom, I watched the entire show, I realized how desperately I needed a job. Fortunately, shortly thereafter, I got a job.
I'd like to say I haven't watched TV since, but that simply isn't true.
I do know some people who pay far too much attention to what's on TV, to the extent that they plan their schedules around the TV schedule. I tend to plan on watching something and forget all about it. Until two or three days after it aired.
When I graduated from college, I ended up gradually watching talk shows; first I clicked on by, but after awhile would watch until I learned the topic. Eventually I'd watch until the next commercial. When it got to the point that, out of sheer boredom, I watched the entire show, I realized how desperately I needed a job. Fortunately, shortly thereafter, I got a job.
I'd like to say I haven't watched TV since, but that simply isn't true.
Saturday, November 29, 2008
Thankful
Now I truly have something to be thankful for, especially with the market downturn and huge layoffs going on. I'm very happy to have a job to go to though it's difficult to be excited after all this time.
I need this to be a good place for me, so I can have some stability in my life.
I need this to be a good place for me, so I can have some stability in my life.
Friday, November 28, 2008
Job!
They finally called back on Wed. with their response to my counter-offer, which took nearly forever. I've been dying waiting to get this over with so I can hopefully get out of the world of document review.
I start in two weeks. I'm pretty excited about starting and shortly thereafter getting holiday pay. There's a waiting period before I can take vacation time, but sick time and short-term disability are available if necessary. I'm not so worried about the vacation time because there are several holidays coming up and there's a floating holiday that I should be able to use if I need to.
I'm particularly looking forward to healthcare benefits. Real heathcare, dental and vision care. That actually covers something.
I start in two weeks. I'm pretty excited about starting and shortly thereafter getting holiday pay. There's a waiting period before I can take vacation time, but sick time and short-term disability are available if necessary. I'm not so worried about the vacation time because there are several holidays coming up and there's a floating holiday that I should be able to use if I need to.
I'm particularly looking forward to healthcare benefits. Real heathcare, dental and vision care. That actually covers something.
Thursday, November 27, 2008
Wednesday, November 26, 2008
Economizing
With the economic downturn, people are talking about economizing. Everyone has a different idea of how to do so.
It's good to know that I'm not alone either in economizing or in strange manifestations thereof; I have decided not to pay more than a certain price for unnecessary items, like Lipton White Tea with Raspberry. I like it but don't need it, therefore I can reduce my consumption and only buy it when it's on sale. Water and hot tea get boring so I need options.
While I pay more attention to sales and coupons, it seems counterproductive to me to run around looking for prices at stores; I stick with my same tried and true store for most things, just paying attention to coupons and what's on sale. My shopping cart never has anything too exciting in it, usually the same items, week after week.
It's good to know that I'm not alone either in economizing or in strange manifestations thereof; I have decided not to pay more than a certain price for unnecessary items, like Lipton White Tea with Raspberry. I like it but don't need it, therefore I can reduce my consumption and only buy it when it's on sale. Water and hot tea get boring so I need options.
While I pay more attention to sales and coupons, it seems counterproductive to me to run around looking for prices at stores; I stick with my same tried and true store for most things, just paying attention to coupons and what's on sale. My shopping cart never has anything too exciting in it, usually the same items, week after week.
Tuesday, November 25, 2008
Confidentiality Erosion
Confidentiality seems to be eroding with all the different services encouraging people to remain in constant communication. Work/home lines are blurred as people have devices with them and are in steady communication, whether by text, twitter or social networking site, paying no attention as they leave home or work to whether their subject matter also transitions.
I'm not in a situation in which I have a texting device, and in fact, for all my phone envy, I use it as an actual phone only. I hope to keep my phone going for another year or so, failing that, will hope that my backup phone will work for me for a good, long time.
Because I don't text, I don't twitter. I also don't myspace, facebook or yaari, though I'm on Linked In. I have job description and accomplishments in my profile and post generally what I'm doing, but don't think I cross the confidentiality line by any stretch of the imagination.
I'll never be the one to get busted on You Tube; partly because I don't commit crimes, film myself or be filmed acting stupidly; these days, the newest category of which I've heard is medical school applicants whose Facebook photos are to their detriment.
My project periodically hammers home the idea of confidentiality to the utmost degree, which is fine as I've never considered mentioning more than just generally the type of law covered in the case. And patent law covers a lot of ground so no way of knowing the real subject.
I'm not in a situation in which I have a texting device, and in fact, for all my phone envy, I use it as an actual phone only. I hope to keep my phone going for another year or so, failing that, will hope that my backup phone will work for me for a good, long time.
Because I don't text, I don't twitter. I also don't myspace, facebook or yaari, though I'm on Linked In. I have job description and accomplishments in my profile and post generally what I'm doing, but don't think I cross the confidentiality line by any stretch of the imagination.
I'll never be the one to get busted on You Tube; partly because I don't commit crimes, film myself or be filmed acting stupidly; these days, the newest category of which I've heard is medical school applicants whose Facebook photos are to their detriment.
My project periodically hammers home the idea of confidentiality to the utmost degree, which is fine as I've never considered mentioning more than just generally the type of law covered in the case. And patent law covers a lot of ground so no way of knowing the real subject.
Monday, November 24, 2008
Statistics Class
If anyone remembers how excited I was to take a statistics class, worth masses of free CLE credits, the first semester is complete and I have been awarded my credits! I have nearly two months off until the beginning of second semester, so am quite excited about this!
While I'm happy to have the information, I'm also very happy to have only to show up and sit there in order to obtain credits.
While I'm happy to have the information, I'm also very happy to have only to show up and sit there in order to obtain credits.
Sunday, November 23, 2008
Thankful
As we approach Thanksgiving, I'd like you all to know that I'm thankful that people read and comment on my blog; I'm always excited to see comments, even if I don't respond right away. I've been spending less time with my computer recently, I'm sure it feels neglected.
I'm also thankful to have had an income these several months; while I haven't paid off my targeted loan due to a few unexpected expenses along the way, I'm feeling more optimistic about the prospect of doing so. I'm going back on an austerity program for a few months; I have most of my Christmas shopping done and have a medical bill that needs some attention.
The project is still going on, but we're not sure how long it's going to last. Hopefully there's another one out there.
I'm also thankful to have had an income these several months; while I haven't paid off my targeted loan due to a few unexpected expenses along the way, I'm feeling more optimistic about the prospect of doing so. I'm going back on an austerity program for a few months; I have most of my Christmas shopping done and have a medical bill that needs some attention.
The project is still going on, but we're not sure how long it's going to last. Hopefully there's another one out there.
Saturday, November 22, 2008
Networking While Volunteering
They say that you can still get a job in a bad economy, but it's more difficult; then again, they say you can't get a job around the holidays and that happens too.
I think the important thing is to pretend to still have hope, and talk to strangers. Seriously. I've had better luck getting useful information from complete strangers at CLE's and any other type of meeting possible than I have had with people I know or with well-meaning people at organized networking groups.
I've also been told that a good place to network is volunteering and actually know people who got jobs in their fields (other than law) by volunteering. I would think it could happen in law as well; I've been encouraged to volunteer for something in which I'm completely disinterested as a way of getting to know people and perhaps getting a job. Doing something that would be very unsuitable for me.
If you volunteer for something you believe in, you'll be in the best position; you're already working with a group with which you have common ground and have the opportunity to meet staff and to meet other volunteers who have values in common with you.
I've identified a couple of non-profits, in which I'm interested; however, this may not be a good time to do more than to volunteer. In the long run, it might help me to achieve my goals, but in the short run, I know it's going to help me learn more about organizations in which I'm interested and to increase my circle of acquaintances.
I think the important thing is to pretend to still have hope, and talk to strangers. Seriously. I've had better luck getting useful information from complete strangers at CLE's and any other type of meeting possible than I have had with people I know or with well-meaning people at organized networking groups.
I've also been told that a good place to network is volunteering and actually know people who got jobs in their fields (other than law) by volunteering. I would think it could happen in law as well; I've been encouraged to volunteer for something in which I'm completely disinterested as a way of getting to know people and perhaps getting a job. Doing something that would be very unsuitable for me.
If you volunteer for something you believe in, you'll be in the best position; you're already working with a group with which you have common ground and have the opportunity to meet staff and to meet other volunteers who have values in common with you.
I've identified a couple of non-profits, in which I'm interested; however, this may not be a good time to do more than to volunteer. In the long run, it might help me to achieve my goals, but in the short run, I know it's going to help me learn more about organizations in which I'm interested and to increase my circle of acquaintances.
Friday, November 21, 2008
Born Again Transactor
I've become a born-again transactor, faithfully charging an item or two each month; only things I need and I think all such purchases thus far have been online. While debit cards have the Visa and Mastercard logo, my understanding is that they don't carry with them the same consumer protections as do credit cards. Each month I pay my small balance in full.
It's frightening to think that Credit Cards are going to be more difficult to come by; my intro to credit was during boom times, when they came to me, so it was easy and I was special. Not so easy now.
I can't find the article, but I recently saw something indicating that more people are using credit cards to pay their utility bills. I'm not surprised, but they're doing neither themselves nor their credit a favor; I know, I've done it for convenience before, but once you get out of balance and are struggling to get bills paid, the credit card makes it more difficult to get back on track. With all the jobs being cut, it's more important than ever not to accrue unnecessary consumer debt.
It's frightening to think that Credit Cards are going to be more difficult to come by; my intro to credit was during boom times, when they came to me, so it was easy and I was special. Not so easy now.
I can't find the article, but I recently saw something indicating that more people are using credit cards to pay their utility bills. I'm not surprised, but they're doing neither themselves nor their credit a favor; I know, I've done it for convenience before, but once you get out of balance and are struggling to get bills paid, the credit card makes it more difficult to get back on track. With all the jobs being cut, it's more important than ever not to accrue unnecessary consumer debt.
Thursday, November 20, 2008
Shopping Meltdown
Even Target, my hometown discounter, has succumbed to the retail doldrums. It's entirely my fault; they used to get a large portion of my income, especially when they were owned by the former Daytons Department Stores. Daytons is no longer, and Target, well, Target is no longer the store of my childhood but instead has been redesigned as SuperTarget.
For anyone with a long-term view of the TwinCities area, SuperTarget is nothing but Holiday Village, without the massive sporting goods section. Holiday Village was a discount store with groceries and massive sporting goods (gone now, even from Wikipedia). The sporting goods portion is now Gander Mountain and the Holiday Gas Stations are the only entity remaining with the Holiday name.
Daytons and Target taught me to love using credit. I miss Daytons from an emotional standpoint, especially at this time of year. We used to go downtown the day after Thanksgiving and the day after Christmas, to shop the sales. Now? No.
For anyone with a long-term view of the TwinCities area, SuperTarget is nothing but Holiday Village, without the massive sporting goods section. Holiday Village was a discount store with groceries and massive sporting goods (gone now, even from Wikipedia). The sporting goods portion is now Gander Mountain and the Holiday Gas Stations are the only entity remaining with the Holiday name.
Daytons and Target taught me to love using credit. I miss Daytons from an emotional standpoint, especially at this time of year. We used to go downtown the day after Thanksgiving and the day after Christmas, to shop the sales. Now? No.
Wednesday, November 19, 2008
Lessons our Grandparents Learned from the Great Depression
Our grandparents and great-grandparents learned a lot about thrift during the Great Depression. Recently there have been articles in which they interview people who lived through the Depression. They're the people who wanted their children to have a better life; they bought tract housing in the 50's and tried to make sure their children had all the advantages. And so on, until we're all conditioned to beleive we should have what we want. Now. No matter what.
They themselves lived with great frugality, using what they had, saving money, paying cash. Re-using plastic containers from the deli or whipped topping, instead of buying Tupperware or Rubbermaid containers. My grandma washed out plastic sandwich bags for re-use. And saved tinfoil, which she washed for later use.
For most of us, our lifestyle is a world away from that. We buy new, all the time, on credit, and go out to eat. Unless we order takeout. Now we're in for a national reality check.
Because I've tried to cut back the last couple of years, I'm not sure what else I can do to change my habits. The real issue is whether I'm motivated to make additional changes in spending. I haven't been going out much, and when I do, it's for a low-cost happy hour or the chinese buffet. I don't need anything so don't go to the mall much; I go to the grocery store, occasionally to the big box discounter, to the drugstore and to the thriftstore. I'm trying to deplete my supply of unread books, but haven't been making too much progress lately.
Recently I had a coupon from Walgreen's e-mail for $5 off a purchase of $20 or more. There always seems to be something I need there, so that was a good deal; I've been paying more attention to their sales and am surprised at the random merchandise sold there.
They themselves lived with great frugality, using what they had, saving money, paying cash. Re-using plastic containers from the deli or whipped topping, instead of buying Tupperware or Rubbermaid containers. My grandma washed out plastic sandwich bags for re-use. And saved tinfoil, which she washed for later use.
For most of us, our lifestyle is a world away from that. We buy new, all the time, on credit, and go out to eat. Unless we order takeout. Now we're in for a national reality check.
Because I've tried to cut back the last couple of years, I'm not sure what else I can do to change my habits. The real issue is whether I'm motivated to make additional changes in spending. I haven't been going out much, and when I do, it's for a low-cost happy hour or the chinese buffet. I don't need anything so don't go to the mall much; I go to the grocery store, occasionally to the big box discounter, to the drugstore and to the thriftstore. I'm trying to deplete my supply of unread books, but haven't been making too much progress lately.
Recently I had a coupon from Walgreen's e-mail for $5 off a purchase of $20 or more. There always seems to be something I need there, so that was a good deal; I've been paying more attention to their sales and am surprised at the random merchandise sold there.
Tuesday, November 18, 2008
Reducing grocery bills
One way people have reduced their grocery bill for the last several decades is to eat SPAM. My mom would occasionally cook SPAM and eggs when I was a kid. I haven't had it in years, but apparently it's boomtimes for the manufacturer thereof.
I've never been a big meat eater so eating less meat isn't much of a consideration; I sometimes go without so business as usual. People seem to be focusing more on classics like Hotdish (for those of you who aren't from the Midwest, you may know this under the more pretentious name of Casserole). The beauty of Hotdish is that the basic recipe can be adapted to use what you have.
While Tatortot Hotdish and Green Bean Hotdish are both classics, the main ingredients are: starch, meat and cream of something soup. Preferably Campbell's cream of something; chicken, celery, mushroom, whatever. Most of the time you use ground beef which is first browned and drained, then added to the rice, noodles or potato product and topped with cream of whatever soup.
One summer when I was in college, my roommate and I made hotdish every week and kept eating it until it was gone. We used some pretty wild ingredients too; water chestnuts aren't part of the traditional hotdish options but we liked them as an ingredient.
Hotdish is good winter food as it's filling but is also economical as the ingredients aren't terribly costly in comparison to other things.
I've never been a big meat eater so eating less meat isn't much of a consideration; I sometimes go without so business as usual. People seem to be focusing more on classics like Hotdish (for those of you who aren't from the Midwest, you may know this under the more pretentious name of Casserole). The beauty of Hotdish is that the basic recipe can be adapted to use what you have.
While Tatortot Hotdish and Green Bean Hotdish are both classics, the main ingredients are: starch, meat and cream of something soup. Preferably Campbell's cream of something; chicken, celery, mushroom, whatever. Most of the time you use ground beef which is first browned and drained, then added to the rice, noodles or potato product and topped with cream of whatever soup.
One summer when I was in college, my roommate and I made hotdish every week and kept eating it until it was gone. We used some pretty wild ingredients too; water chestnuts aren't part of the traditional hotdish options but we liked them as an ingredient.
Hotdish is good winter food as it's filling but is also economical as the ingredients aren't terribly costly in comparison to other things.
Monday, November 17, 2008
Thrift
Thrift is back in the vocabulary, not only related to thrift stores. According to an article in my local paper, thrift actually means spending wisely. This is something we could all benefit from learning.
I'm still trying to make better choices, and have successfully brought lunch all but two days on my project; not bad for nearly four months! I've also decided that there are certain things I don't need, unless they're on sale; I love fresh pineapple but only on sale. There's plenty of other fruit out there.
I pay closer attention to the sales at my grocery store and have been paying attention to sales other places and coupons. While I'll never be one of the people whose groceries cost $10 a week due to coupon clipping, I'm satisfied that I'm taking advantage of sales, stocking up on non-perishables when they're on sale, buying meat on sale to freeze, so long as I have room in the freezer.
I once had a roommate who filled the freezer with Cinnabons so it was challenging to buy sensible things to freeze. I'm not in that situation any longer but currently my freezer is full, between sale meat and cooking large batches of food to freeze for lunch.
While I'm not able to save that much I'm above the 1.3% that people are generally at right now.
In this economy I feel fortunate to be working on a project that continues to get extended.
I'm still trying to make better choices, and have successfully brought lunch all but two days on my project; not bad for nearly four months! I've also decided that there are certain things I don't need, unless they're on sale; I love fresh pineapple but only on sale. There's plenty of other fruit out there.
I pay closer attention to the sales at my grocery store and have been paying attention to sales other places and coupons. While I'll never be one of the people whose groceries cost $10 a week due to coupon clipping, I'm satisfied that I'm taking advantage of sales, stocking up on non-perishables when they're on sale, buying meat on sale to freeze, so long as I have room in the freezer.
I once had a roommate who filled the freezer with Cinnabons so it was challenging to buy sensible things to freeze. I'm not in that situation any longer but currently my freezer is full, between sale meat and cooking large batches of food to freeze for lunch.
While I'm not able to save that much I'm above the 1.3% that people are generally at right now.
In this economy I feel fortunate to be working on a project that continues to get extended.
Sunday, November 16, 2008
Someone whose web-based e-mail is blocked in the workplace told me she forwards her home e-mail to her work e-mail.
I have problems with that on many levels; first, her department is sometimes involved in lawsuits in which her e-mail may be reviewed. Based on my document review experience; I know that anything may be captured and reviewed, depending on keywords. Second, she works for the government and in our state, anything that isn't restricted is presumed public. Meaning her e-mail, if for some reason it would contain a search term, may be public information.
Other than that? Generally, your work e-mail isn't completely private and may be accessed by the IT people for work-related reasons.
Bottom line? See if there's another way to get your information online. If that isn't possible, it may be time to review your cellphone options, obtain a data package and maybe get a new phone. But probably not since I'm the only one left who doesn't use their phone for anything but talking.
I have problems with that on many levels; first, her department is sometimes involved in lawsuits in which her e-mail may be reviewed. Based on my document review experience; I know that anything may be captured and reviewed, depending on keywords. Second, she works for the government and in our state, anything that isn't restricted is presumed public. Meaning her e-mail, if for some reason it would contain a search term, may be public information.
Other than that? Generally, your work e-mail isn't completely private and may be accessed by the IT people for work-related reasons.
Bottom line? See if there's another way to get your information online. If that isn't possible, it may be time to review your cellphone options, obtain a data package and maybe get a new phone. But probably not since I'm the only one left who doesn't use their phone for anything but talking.
Saturday, November 15, 2008
Offer!
I got the call yesterday, late afternoon with an offer. Because I have a friend in another state department, I expected it to be a low offer. I also know what I should expect to raise it to; and the person making the call made it clear that I was expected to make a counter-offer, by telling me he was sure I'd want to think about it over the weekend and give him a call back.
I was on the point of leaving for the day when he called, so that wasn't all bad. And he didn't make me sweat it out over the weekend.
I was on the point of leaving for the day when he called, so that wasn't all bad. And he didn't make me sweat it out over the weekend.
Friday, November 14, 2008
Reference Check
They checked my references a few days ago. I heard from one reference, then contacted the others. Because it's an e-mail questionnaire, I have no idea whether they're checking both remaining candidates or just me. Hopefully just me!
My interest in anything else has gone completely downhill!
My interest in anything else has gone completely downhill!
Thursday, November 13, 2008
Sharing Information
Sharing information with others about free CLE's is one of the ways in which I learn about other free or cheap ones. Generally, I e-mail all the attorneys I know with information on CLE's as soon as I learn about them so people can plan ahead to attend.
Someone else told me about a CLE put on by the public defender's office that costs $25 so will pay for the handouts provided to attendees. I wasn't able to attend but it's good to know about these things. Even if I can't go, I send them to everyone else. You never know who's out there and in need of more credits. Especially in a crap economy.
More people seem to have been absorbed by new projects, but just a few weeks ago, a new batch of attorneys was sworn in. So there are more people out there in need of CLE's and projects. And no matter what they tell you about projects, there's no way of knowing if the case will settle.
One of my colleagues talked about a longer project, on which several young guys would go out to lunch every day and not worry about money. Then shortly before the end, they realized the money wasn't going to last forever and ended up bringing their lunches every day. It's a hard lesson to learn.
Someone else told me about a CLE put on by the public defender's office that costs $25 so will pay for the handouts provided to attendees. I wasn't able to attend but it's good to know about these things. Even if I can't go, I send them to everyone else. You never know who's out there and in need of more credits. Especially in a crap economy.
More people seem to have been absorbed by new projects, but just a few weeks ago, a new batch of attorneys was sworn in. So there are more people out there in need of CLE's and projects. And no matter what they tell you about projects, there's no way of knowing if the case will settle.
One of my colleagues talked about a longer project, on which several young guys would go out to lunch every day and not worry about money. Then shortly before the end, they realized the money wasn't going to last forever and ended up bringing their lunches every day. It's a hard lesson to learn.
Wednesday, November 12, 2008
Holiday Spending
Holiday spending can sometimes wreak havoc on budgets. Early on I learned to go shopping the day after Christmas and buy paper, bows and ornaments for the next year. My grandma used to start Christmas shopping on December 26th. Holiday goods at 50% off.
My current tactic is to limit the number of people with whom I exchange gifts; there have been years I have felt obligated to give a gift to someone, and have resented it. Especially when mired under by debt. I worked in a small office a few years ago, and we planned to go out for a nice lunch and not worry about gift exchanges. Until one of the three said she had found the perfect gift for the other two of us. At that point, I felt I had to buy gifts for them so went out and bought something that they'd appreciate but was also inexpensive. That's right, vanilla lotion from Bath & Body Works. Someone had a bottle of it and the other two of us liked it, it was on sale, so perfect! Also a unisex scent.
Since then, I haven't been in a situation in which I've felt obligated to buy someone a gift and have pared down my gift list so it's minimal. I don't wait until November to buy gifts, but buy when I find them. That way, I find things people like and have most of my shopping taken care of by the time peak gift-buying season rolls around. At that point, all I need to do is set aside a few hours for wrapping.
Getting gifts out of the way early leaves more time and money for holiday activities, so there's less of a chance that I'll forego an activity because I haven't completed my holiday shopping. Or worse, be tempted to use a credit card for shopping.
My current tactic is to limit the number of people with whom I exchange gifts; there have been years I have felt obligated to give a gift to someone, and have resented it. Especially when mired under by debt. I worked in a small office a few years ago, and we planned to go out for a nice lunch and not worry about gift exchanges. Until one of the three said she had found the perfect gift for the other two of us. At that point, I felt I had to buy gifts for them so went out and bought something that they'd appreciate but was also inexpensive. That's right, vanilla lotion from Bath & Body Works. Someone had a bottle of it and the other two of us liked it, it was on sale, so perfect! Also a unisex scent.
Since then, I haven't been in a situation in which I've felt obligated to buy someone a gift and have pared down my gift list so it's minimal. I don't wait until November to buy gifts, but buy when I find them. That way, I find things people like and have most of my shopping taken care of by the time peak gift-buying season rolls around. At that point, all I need to do is set aside a few hours for wrapping.
Getting gifts out of the way early leaves more time and money for holiday activities, so there's less of a chance that I'll forego an activity because I haven't completed my holiday shopping. Or worse, be tempted to use a credit card for shopping.
Tuesday, November 11, 2008
Wrapping Paper
Wrapping paper and trim can get expensive too. I used to buy basic wrapping paper, say blue with gold stars and gold trim. That's good for nearly anything but Valentine's Day or St. Patrick's Day. Everyone knew which presents were from me because of the paper. I bought a bunch after Christmas one year, at 50% off, and was set for several years. I haven't done that in ages because my mom has the never-ending stash of wrapping paper and has solicited my assistance in depleting her supply. She has quite a bit of it, from a couple of trips to the department store after Christmas, my grandma's stash and a few trips to the Current warehouse store in Colorado. She isn't allowed to go back there for obvious reasons.
If her stash is without suitable paper for an occasion, I go to the Dollar store. The one near my house has a great selection of gift bags and wrapping paper, though I tend to buy gift bags when necessary, to avoid adding to my mom's stash. Just today I went to a birthday party for a two year old, and wrapped her gift in Hello Kitty paper from my mom's collection. The roll isn't gone, but has been depleted.
Dollar store products vary; I never remember which chain it belongs to, but I know the quality of the goods sold varies by type. Wrapping paper,tissue paper, trim, gift bags and greeting cards are fine but I wouldn't advise buying things like off-brand tape, or pens which appear there at the end of their shelf life.
If her stash is without suitable paper for an occasion, I go to the Dollar store. The one near my house has a great selection of gift bags and wrapping paper, though I tend to buy gift bags when necessary, to avoid adding to my mom's stash. Just today I went to a birthday party for a two year old, and wrapped her gift in Hello Kitty paper from my mom's collection. The roll isn't gone, but has been depleted.
Dollar store products vary; I never remember which chain it belongs to, but I know the quality of the goods sold varies by type. Wrapping paper,tissue paper, trim, gift bags and greeting cards are fine but I wouldn't advise buying things like off-brand tape, or pens which appear there at the end of their shelf life.
Monday, November 10, 2008
Holiday Decorations
Holiday decorations are great! If you're in a place where you need or can afford them. Some things aren't too expensive or are on sale before the Holidays. I think you can buy outdoor decorations everywhere but at your local dry cleaner. That'll be next year. One tactic is to buy one item a year before the holiday and to buy more afterwards when they're half price. Of course, if you go to Walgreens or K-Mart, that can be the day of the holiday.
People like the Griswolds, who are very enthusiastic about their decorations will wait until after the holiday, but not when decorations are 50% off. They wait until after New Year's Day, when decorations are 90% off. And buy everything. I once worked for someone who decorated to excess every Christmas. He bought new lights at 90% off. Since then, more types of ornamentation have developed and I would expect that he also buys those when they're 90% off. Apparently stores don't pay so much for their merchandise because at one time someone who had managed a retail store told me that she only bought clothes when they were 90% off.
While I like a good deal, I wouldn't advocate waiting until things are 90% off because the only things remaining are the things nobody else wanted. I'd prefer to buy things I actually like that fit me. If I found something I liked and that fit, sure I'd buy it at 90% off. I just wouldn't start at that price point.
People like the Griswolds, who are very enthusiastic about their decorations will wait until after the holiday, but not when decorations are 50% off. They wait until after New Year's Day, when decorations are 90% off. And buy everything. I once worked for someone who decorated to excess every Christmas. He bought new lights at 90% off. Since then, more types of ornamentation have developed and I would expect that he also buys those when they're 90% off. Apparently stores don't pay so much for their merchandise because at one time someone who had managed a retail store told me that she only bought clothes when they were 90% off.
While I like a good deal, I wouldn't advocate waiting until things are 90% off because the only things remaining are the things nobody else wanted. I'd prefer to buy things I actually like that fit me. If I found something I liked and that fit, sure I'd buy it at 90% off. I just wouldn't start at that price point.
Sunday, November 9, 2008
Art Gallery Openings - Cheap Night Out
Openings at art galleries can be a fun, cheap night out. I'm on a couple of mailing lists so find out about gallery events locally. I don't know what the art scene is like in other cities, but it's pretty casual here. Events are publicized and don't require formal invitations.
A couple of weeks ago, we went to an opening for a group show. They had a dj, some food and wine. We drank the wine, looked around, considered lifting a set of the Ikea wineglasses they were using and went to another party that had better food and alcohol. It was actually a party in the artists studio and he was auctioning off a painting to start a scholship fund somewhere.
It seems that there's always an art gallery, art crawl or art-a-whirl going on. Some of the galleries have great parties; next week Rogue Buddha's having a Christmas Halloween party. I mean, why not get it all taken care of at once? Some of the galleries have great parties, others aren't so great.
A couple of weeks ago, we went to an opening for a group show. They had a dj, some food and wine. We drank the wine, looked around, considered lifting a set of the Ikea wineglasses they were using and went to another party that had better food and alcohol. It was actually a party in the artists studio and he was auctioning off a painting to start a scholship fund somewhere.
It seems that there's always an art gallery, art crawl or art-a-whirl going on. Some of the galleries have great parties; next week Rogue Buddha's having a Christmas Halloween party. I mean, why not get it all taken care of at once? Some of the galleries have great parties, others aren't so great.
Saturday, November 8, 2008
Falling off the Non-Shopping Wagon
I fell off the wagon a few days ago; I wanted to buy a birthday gift and happened upon Caswell-Massey products and bought a Freesia gift set. I don't know the person terribly well and prefer not to give generic gifts but had no other ideas. I have no idea whether or not she liked it, but she has it and may now do with it whatever she wants.
At the same time, I bought myself the Sandalwood gift set. I had no business buying it, especially as I had just bought soap at Dunlaoghaire's booth at the farmer's market. I love their Winter Mint soap but also bought a bar of Rosemary Mint; I'm currently using my Aura Rosemary Mint shampoo and conditioner, which were $3 apiece at Big Lots. I love Aveda's Rosemary Mint conditioner and decided that for the price it was worth trying Aura. I had no previous experience with their products but quite like them.
At the same time, I bought myself the Sandalwood gift set. I had no business buying it, especially as I had just bought soap at Dunlaoghaire's booth at the farmer's market. I love their Winter Mint soap but also bought a bar of Rosemary Mint; I'm currently using my Aura Rosemary Mint shampoo and conditioner, which were $3 apiece at Big Lots. I love Aveda's Rosemary Mint conditioner and decided that for the price it was worth trying Aura. I had no previous experience with their products but quite like them.
Friday, November 7, 2008
Student Loan Fugitives
While I find my student loans to be an albatross around my neck, and am not pleased that it appears they'll be with me approximately forever, I haven't reached the point of no return.
The most surprising thing to me is that people actually leave the country, thinking that they're going to make more money overseas and will be able to pay off their loans! Mine are dwindling, but not as fast as I'd like them to. My next payment is due Tuesday but fortunately it's a small one. It's much easier to pay the small amount of money than to pay the gigantic one; they take that one automatically so I have no margin for error, or the ability to mail the check on the due date when it arrives the day before payday. In the end, that's a small price to pay for a reduction in interest.
Lately I hear more people complaining that you can't get rid of student loan debt by filing bankruptcy; in this economy that might be helpful; however, we're paying for the actions of previous generations of students, who became doctors and lawyers, got jobs and just didn't feel the need to bother paying on their loans so filed for bankruptcy. The law was changed in the early 80's, I believe; I've heard stories about people fleeing to other states and getting away with non-payment of loans because the government hadn't caught up to them.
That doesn't make so much sense to me because presumably they have your social security number from the loan and from your workplace, as well as the ability to match them up and garnish your wages.
Several years ago, I met someone at a party who screened all calls to miss the creditor calls. They do tend to call once you stop paying your bills. This group of bills included student loans and I don't think the government gives up on that until you die. I was unimpressed with the thought that someone would take out loans with no intention of paying them back. I can't imagine!
The most surprising thing to me is that people actually leave the country, thinking that they're going to make more money overseas and will be able to pay off their loans! Mine are dwindling, but not as fast as I'd like them to. My next payment is due Tuesday but fortunately it's a small one. It's much easier to pay the small amount of money than to pay the gigantic one; they take that one automatically so I have no margin for error, or the ability to mail the check on the due date when it arrives the day before payday. In the end, that's a small price to pay for a reduction in interest.
Lately I hear more people complaining that you can't get rid of student loan debt by filing bankruptcy; in this economy that might be helpful; however, we're paying for the actions of previous generations of students, who became doctors and lawyers, got jobs and just didn't feel the need to bother paying on their loans so filed for bankruptcy. The law was changed in the early 80's, I believe; I've heard stories about people fleeing to other states and getting away with non-payment of loans because the government hadn't caught up to them.
That doesn't make so much sense to me because presumably they have your social security number from the loan and from your workplace, as well as the ability to match them up and garnish your wages.
Several years ago, I met someone at a party who screened all calls to miss the creditor calls. They do tend to call once you stop paying your bills. This group of bills included student loans and I don't think the government gives up on that until you die. I was unimpressed with the thought that someone would take out loans with no intention of paying them back. I can't imagine!
Thursday, November 6, 2008
Second Interview and request for references
I got a call this morning for an interview tomorrow morning. I had no idea there was going to be a second interview and figured they'd take longer than they thought. It seems like that's always how it is.
I was surprised at how quickly they want to see me. Less than 25 hours after calling.
Hopefully I'm the lone candidate standing and they just want to double-check.
I was surprised at how quickly they want to see me. Less than 25 hours after calling.
Hopefully I'm the lone candidate standing and they just want to double-check.
Wednesday, November 5, 2008
Even Santa Doesn't have Job Security
According to recent information in The Washington Post, even Santa doesn't have job security and can be fired at the whim of mall management. Once it was publicized, there was a hue and cry and all the parents who wanted their children to see this Santa must've threatened to boycott the mall or something.
I don't know whether this is the real Santa or not; we went to the local Casino for Thanksgiving a few years ago, and the real Santa was there. I know for a fact it was the real Santa because I recognized him.
I don't know whether this is the real Santa or not; we went to the local Casino for Thanksgiving a few years ago, and the real Santa was there. I know for a fact it was the real Santa because I recognized him.
Tuesday, November 4, 2008
Short CLE's and Vote
A lot of my CLE's have been short; rather than a day or half day, they've been an hour or two. Lately 1.75 credits. Because I live in a small city, it's feasible for me to run to something at the beginning or end of a workday, or take a long lunch and attend a CLE. It's fast, easy, and they add up quickly.
My statistics workshop will get me more than half my credits, in 1.75 credit sessions approximately every other week. I also attended a panel presentation about voting and social justice at the downtown law school for the same amount of credits. Just under two hours isn't too long to sit and listen to something. The speakers were excellent. I wasn't sure what it would be like because I usually get angry when I attend social justice programs. There are so many types of continuing injustice in the world.
A couple of panelists expressed regret that John Edwards had to drop out of the presidential race for reasons of morality. He was the only candidate who discussed poverty.
I'm voting. I haven't decided one way or the other but am very happy that election season is nearly over and we'll have 20 minutes or so before anyone runs for office. Remember, no vote, no bitch! You may not be happy with the results of the election, but you only have the right to complain about it if you voted.
My statistics workshop will get me more than half my credits, in 1.75 credit sessions approximately every other week. I also attended a panel presentation about voting and social justice at the downtown law school for the same amount of credits. Just under two hours isn't too long to sit and listen to something. The speakers were excellent. I wasn't sure what it would be like because I usually get angry when I attend social justice programs. There are so many types of continuing injustice in the world.
A couple of panelists expressed regret that John Edwards had to drop out of the presidential race for reasons of morality. He was the only candidate who discussed poverty.
I'm voting. I haven't decided one way or the other but am very happy that election season is nearly over and we'll have 20 minutes or so before anyone runs for office. Remember, no vote, no bitch! You may not be happy with the results of the election, but you only have the right to complain about it if you voted.
Monday, November 3, 2008
QC
This project has been different from others in many ways, not the least of which is QC. Rather than the typical project, in which a separate team does qc of 100% of everyone's work, on this project, they run search terms in the materials labeled as responsive, and narrow it down that way. Only then does someone look through the materials to make changes if necessary.
Another part of QC is running searches to look for documents reviewed before decisions were made that countermanded what we were initially told, so they can be re-tagged or bucketed in a manner appropriate to current decisions.
The people on QC are from the first and second group of reviewers, with a few exceptions, who have worked for this firm on previous projects and were requested back.
Another part of QC is running searches to look for documents reviewed before decisions were made that countermanded what we were initially told, so they can be re-tagged or bucketed in a manner appropriate to current decisions.
The people on QC are from the first and second group of reviewers, with a few exceptions, who have worked for this firm on previous projects and were requested back.
Sunday, November 2, 2008
Information Shift
One maddening aspect about reviews is that the person in charge provides variable information as definitions become more refined and broad document requests become narrowed.
I was part of the first group of people on this project, three more groups have been added and there are rumors of yet another group of people to be added. We've had some attrition on the project, which is to be expected.
Since the beginning, we have gone through a lot of information between training, further information provided by the litigation team, and random questions that have been individually answered. Consistent information doesn't seem to have been provided, but, as is typical, we try to fill each other in once questions arise. We also provide the litigation team information on what they have previously told us. Sometimes it changes after that, sometimes not.
People seem to be more confused right now, mostly due to the volume of new or refined directives. We're actually more fuzzy in some areas than when we started, and the litigation team is busier than ever so not in a position to clarify things for us as quickly as we'd like.
That's why there's a QC process, right?
I was part of the first group of people on this project, three more groups have been added and there are rumors of yet another group of people to be added. We've had some attrition on the project, which is to be expected.
Since the beginning, we have gone through a lot of information between training, further information provided by the litigation team, and random questions that have been individually answered. Consistent information doesn't seem to have been provided, but, as is typical, we try to fill each other in once questions arise. We also provide the litigation team information on what they have previously told us. Sometimes it changes after that, sometimes not.
People seem to be more confused right now, mostly due to the volume of new or refined directives. We're actually more fuzzy in some areas than when we started, and the litigation team is busier than ever so not in a position to clarify things for us as quickly as we'd like.
That's why there's a QC process, right?
Saturday, November 1, 2008
Shifting Priorities
The economic meltdown has forced people to re-think their priorities and worry about more than just the newest consumer goods. Sadly, people don't believe this can be sustained.
While I still have phone envy, I haven't broken down and bought a new one. My current phone no longer works on vibrate mode, so I'm putting it on a short ring at the lowest setting in order to hear it during the workday. At first I thought I listened to music too loud and wasn't hearing it buzz. Not so. I still want a new phone but need to collect all info from the old one and take it in as it's still under protection plan. This means I need to find both the old phone and its charger so I'm able to use the other phone I still have.
I know this is a small problem in the grand scheme of things; I'm doing well, with no debt save my ginormous student loans. The good thing about my loans is that every month they get a little smaller. I'm not making as much progress on eliminating the smallest of my private loans as I'd like, but the good thing is that it's shrinking.
While I still have phone envy, I haven't broken down and bought a new one. My current phone no longer works on vibrate mode, so I'm putting it on a short ring at the lowest setting in order to hear it during the workday. At first I thought I listened to music too loud and wasn't hearing it buzz. Not so. I still want a new phone but need to collect all info from the old one and take it in as it's still under protection plan. This means I need to find both the old phone and its charger so I'm able to use the other phone I still have.
I know this is a small problem in the grand scheme of things; I'm doing well, with no debt save my ginormous student loans. The good thing about my loans is that every month they get a little smaller. I'm not making as much progress on eliminating the smallest of my private loans as I'd like, but the good thing is that it's shrinking.
Friday, October 31, 2008
Thursday, October 30, 2008
Climate Change
It seems that the credit crisis, bank meltdown, CEO lootings have diverted attention from the global warming crisis. Europe was the leader in carbon controls, but apparently is looking at other things right now. Alternative Energy is losing momentum as well.
I don't know whether this means we'll be dependent on gas forever or not; in my case, we're dependent on Canuckistani imports, rather than OPEC.
I don't know whether this means we'll be dependent on gas forever or not; in my case, we're dependent on Canuckistani imports, rather than OPEC.
Wednesday, October 29, 2008
Credit Meltdown Creates Opportunities
The credit meltdown may have created opportunities for attorneys to keep on working. There are many more lawsuits being filed and our pal Andrew Cuomo is getting involved with the Feds.
I expect additional shareholder lawsuits, along with more attorneys general weighing in; after all, the people looting the companies were the upper echelon of management, therefore presumably breached their fiduciary duty to the company in question.
It seems reasonable to tie bonuses to actual performance, rather than looting the company for whatever they want.
Meanwhile, perhaps there'll be more document review projects in our future.
I expect additional shareholder lawsuits, along with more attorneys general weighing in; after all, the people looting the companies were the upper echelon of management, therefore presumably breached their fiduciary duty to the company in question.
It seems reasonable to tie bonuses to actual performance, rather than looting the company for whatever they want.
Meanwhile, perhaps there'll be more document review projects in our future.
Tuesday, October 28, 2008
Thrift as a Way of Life
For those like me, whose grandparents lived through the Depression, stories of deprivation and thrift were part of our upbringing. As if the Depression wasn't enough, the economy was then fueled by war, which begat The War Effort, rationing and deprivation for another reason; helping the boys at war.
During the Depression, people just plain didn't have money and couldn't buy things. Not that there was the wide array of consumer goods that we have, I mean people put newspaper in the bottom of their shoes because they could neither afford new shoes nor repair the old shoes. Soup Kitchens and bread lines proliferated, feeding many who had no other source of sustenance.
With the tumbling stock market, credit crunch and daily announcements of layoffs, we'll be lucky not to need assistance from tax deductible charity organizations. In my area, there are several downtown agencies that assist; the House of Charity which provides a noon meal to anyone who shows up at the appropriate time, no questions asked, Sharing and Caring Hands and Dorothy Day. There are food shelves associated with Dorothy Day, as well as with many other organizations. In addition, a church near my home provides free food once a month. Many years ago, my grandma was in a USDA program for those with low incomes; they came to her building and handed out butter, cheese and honey.
I'm not suggesting that contract attorneys are in a position to need these services; however, at one point in my life I worked on a temporary project with a woman who had lived for a time at the Dorothy Day center when she first moved here. Her church subsequently assisted her in finding a roommate situation.
Because of the rampant spending the formerly credit-worthy countries of the world have engaged in, it's entirely possible that we might know someone who could benefit from a reminder that these sorts of services are out there. When I was in law school, someone told me to apply for government benefits, such as food stamps; while I was poor, I chose not to take advantage of the programs because it was my choice to go to school. It seemed silly as a single person to do so, though one of my college classmates used food stamps; she had a child, so under her circumstances it would have been foolish not to do so.
I'm fortunate in not being in a situation in which I need services, but due to the masses of debt that people have, I also believe that it's important not to be too proud to take services if you need them. Especially if you have a family.
During the Depression, people just plain didn't have money and couldn't buy things. Not that there was the wide array of consumer goods that we have, I mean people put newspaper in the bottom of their shoes because they could neither afford new shoes nor repair the old shoes. Soup Kitchens and bread lines proliferated, feeding many who had no other source of sustenance.
With the tumbling stock market, credit crunch and daily announcements of layoffs, we'll be lucky not to need assistance from tax deductible charity organizations. In my area, there are several downtown agencies that assist; the House of Charity which provides a noon meal to anyone who shows up at the appropriate time, no questions asked, Sharing and Caring Hands and Dorothy Day. There are food shelves associated with Dorothy Day, as well as with many other organizations. In addition, a church near my home provides free food once a month. Many years ago, my grandma was in a USDA program for those with low incomes; they came to her building and handed out butter, cheese and honey.
I'm not suggesting that contract attorneys are in a position to need these services; however, at one point in my life I worked on a temporary project with a woman who had lived for a time at the Dorothy Day center when she first moved here. Her church subsequently assisted her in finding a roommate situation.
Because of the rampant spending the formerly credit-worthy countries of the world have engaged in, it's entirely possible that we might know someone who could benefit from a reminder that these sorts of services are out there. When I was in law school, someone told me to apply for government benefits, such as food stamps; while I was poor, I chose not to take advantage of the programs because it was my choice to go to school. It seemed silly as a single person to do so, though one of my college classmates used food stamps; she had a child, so under her circumstances it would have been foolish not to do so.
I'm fortunate in not being in a situation in which I need services, but due to the masses of debt that people have, I also believe that it's important not to be too proud to take services if you need them. Especially if you have a family.
Monday, October 27, 2008
Mixed-Up Holiday Shopping
I'm a firm believer in shopping for holidays year round; I've never been one to purchase generic gifts as some people do.
A friends brother bought his mom, sisters, sil's and nieces each a pearl bracelet for Christmas a few years ago. He had gone on a business trip to the Far East somewhere and brought back generic men's and women's gifts. It's a nice thought, but not terribly personalized, which is great if you're just bringing someone a souvenir from a trip. There seem to be many people who just pick a gift and buy the right number of the same thing.
I can't imagine doing that; I buy gifts when I find them, no matter the time of year. Then I just wrap it up and I'm ready. Some people are easier than others to find gifts for, and there are times that I visit gift shops not because I need a gift at that moment but because I want to see what interesting things they might have. If I see something interesting but think it'll be gone before I need it, I'll buy one on the spot. Other times, I just keep track of interesting items. Or go to that particular store if I need inspiration.
The above linked stores are all local but have a lot of interesting merchandise and I've never gone in looking for a gift and been unable to find something appropriate, though I prefer to encounter things in a more serendipitous manner.
Christmas items are out in full force and tonight I bought cards, at the thrift shop. I need another box or two, but the beauty of it is that I can more closely match the style of the card to the person.
A friends brother bought his mom, sisters, sil's and nieces each a pearl bracelet for Christmas a few years ago. He had gone on a business trip to the Far East somewhere and brought back generic men's and women's gifts. It's a nice thought, but not terribly personalized, which is great if you're just bringing someone a souvenir from a trip. There seem to be many people who just pick a gift and buy the right number of the same thing.
I can't imagine doing that; I buy gifts when I find them, no matter the time of year. Then I just wrap it up and I'm ready. Some people are easier than others to find gifts for, and there are times that I visit gift shops not because I need a gift at that moment but because I want to see what interesting things they might have. If I see something interesting but think it'll be gone before I need it, I'll buy one on the spot. Other times, I just keep track of interesting items. Or go to that particular store if I need inspiration.
The above linked stores are all local but have a lot of interesting merchandise and I've never gone in looking for a gift and been unable to find something appropriate, though I prefer to encounter things in a more serendipitous manner.
Christmas items are out in full force and tonight I bought cards, at the thrift shop. I need another box or two, but the beauty of it is that I can more closely match the style of the card to the person.
Sunday, October 26, 2008
Shopping in a Bad Economy
I haven't gone to the mall in ages. I sometimes go to TJ Maxx, Marshalls or Nordstrom Rack when I want something new; I'm more likely to go to a thrift store, Kohl's or a consignment shop.
I bought a couple of skirts at Nordstrom Rack a few weeks ago. I had a wedding to go to and nothing to wear. It was outside so I really didn't need anything too fancy and ended up pairing a long black skirt with a hot pink twinset. The skirt was about $40 but is quite versatile. I also bought a shorter black skirt in a similar style but different fabric. I'd like a couple more sweaters but that can wait a bit.
I really don't need anything, which is why I stay out of the mall; thrift stores are a different matter altogether. I'm a reader by nature so need to get a new supply of books and check out their offerings regularly. I usually find some other thing that I want but don't need and at thrift store prices am more likely to buy.
One of the stores I shop at has higher quality merchandise but corresponding higher prices, which is fine sometimes but not so much other times. The same store has a very nice book department and categorizes them by genre so for the most part you only have to look in the section that should have the type of books you want. They probably sell a lot more books because of it since people aren't always interested in looking through every book in the place.
What I find a bit frightening is the number of new stores and restaurants still opening. I realize the plans were begun a few years ago and it isn't always possible to put them on hold or cancel. We really don't need more stores.
I bought a couple of skirts at Nordstrom Rack a few weeks ago. I had a wedding to go to and nothing to wear. It was outside so I really didn't need anything too fancy and ended up pairing a long black skirt with a hot pink twinset. The skirt was about $40 but is quite versatile. I also bought a shorter black skirt in a similar style but different fabric. I'd like a couple more sweaters but that can wait a bit.
I really don't need anything, which is why I stay out of the mall; thrift stores are a different matter altogether. I'm a reader by nature so need to get a new supply of books and check out their offerings regularly. I usually find some other thing that I want but don't need and at thrift store prices am more likely to buy.
One of the stores I shop at has higher quality merchandise but corresponding higher prices, which is fine sometimes but not so much other times. The same store has a very nice book department and categorizes them by genre so for the most part you only have to look in the section that should have the type of books you want. They probably sell a lot more books because of it since people aren't always interested in looking through every book in the place.
What I find a bit frightening is the number of new stores and restaurants still opening. I realize the plans were begun a few years ago and it isn't always possible to put them on hold or cancel. We really don't need more stores.
Saturday, October 25, 2008
Halloween Candy
Halloween is coming up next week but I don't know how prepared to be. I live in a suburban neighborhood and it seems lately there have been more children coming through. I did ask one family where they were from, but the kids had come to trick-or-treat in their grandparents neighborhood. They didn't live in that great an area. Makes sense both from bonding with grandparents and safety perspectives.
We tend to give more candy to kids we know, but I think that's universal. I have a friend in CA whose kids get much better stuff than the imported kids; she lives in a neighborhood that's quite nice but not gated so people drive truckloads of kids in because they get better candy. I was there last year for Halloween and there were cars parked all over both sides of the road. Tons of them.
In practice, her kids were either given a mammoth chocolate bar or a toy. The imported kids were given a couple of so-called fun-size candy bars and were quite happy with that. Her girls had magic wands and various toys that weren't cheap. Then again, her neighborhood is full of excesses anyway.
I buy several bags of candy at the grocery store, one of the big-box stores or at the drugstore. Drugstores aren't hit the way the other places are, so if you're a desperate procrastinator, you're likely to find a better selection at your local pharmacy.
I haven't tried Big Lots or the Dollar Store for halloween candy, but I wouldn't be surprised if they had good options.
We tend to give more candy to kids we know, but I think that's universal. I have a friend in CA whose kids get much better stuff than the imported kids; she lives in a neighborhood that's quite nice but not gated so people drive truckloads of kids in because they get better candy. I was there last year for Halloween and there were cars parked all over both sides of the road. Tons of them.
In practice, her kids were either given a mammoth chocolate bar or a toy. The imported kids were given a couple of so-called fun-size candy bars and were quite happy with that. Her girls had magic wands and various toys that weren't cheap. Then again, her neighborhood is full of excesses anyway.
I buy several bags of candy at the grocery store, one of the big-box stores or at the drugstore. Drugstores aren't hit the way the other places are, so if you're a desperate procrastinator, you're likely to find a better selection at your local pharmacy.
I haven't tried Big Lots or the Dollar Store for halloween candy, but I wouldn't be surprised if they had good options.
Friday, October 24, 2008
Reading the Paper
I just posted about being cautioned not to invest in companies involved in this litigation and how the likelihood of investing just wasn't a concern, but what wasn't mentioned in that caution was the possibility of having a much better idea of the whole based on the combination of newspaper articles and document review gleanings.
I always read articles related to companies involved in the review, as well as previous reviews. It's fun to learn the outcome of a case later on. In this case, there are a lot of changes and some strife within the industry. Because we're familiar with other corporations involved in the industry, the Business section, especially of the New York Times, can be fun to read. Every day there's something that makes more sense to me than it should.
I always read articles related to companies involved in the review, as well as previous reviews. It's fun to learn the outcome of a case later on. In this case, there are a lot of changes and some strife within the industry. Because we're familiar with other corporations involved in the industry, the Business section, especially of the New York Times, can be fun to read. Every day there's something that makes more sense to me than it should.
Thursday, October 23, 2008
Upcoming CLE's
This is one of my big CLE weeks. In addition to my statistics workshop, which may end this semester, due to lack of attendance, I have a social justice CLE at the downtown law school, conveniently located two blocks from the office in which I'm working as well as an afternoon law firm-sponsored CLE taking place at a hotel, kicking off with a free lunch and ending with a reception.
Statistics is 1.75 credits per session, social justice is 2 and I think the afternoon one will be 3.5 or 4. That's a lot of free credits for one week! Now that I know the downtown law school has free stuff, I'll definitely check out their offerings. By the time I go to my car, get out of the ramp, get to my law school and find parking, that's about 45 minutes. In the grand scheme of life, that isn't much, but two blocks is much better!
I'm on track to achieve my goal of reporting without paying for the next period; the social justice opportunity brings me up to 30 credits and my reporting period began July 1 of this year. Not so bad when I need 45 credits. I need three ethics credits and two elimination of bias credits as part of that but know where I can get those credits free.
Statistics is 1.75 credits per session, social justice is 2 and I think the afternoon one will be 3.5 or 4. That's a lot of free credits for one week! Now that I know the downtown law school has free stuff, I'll definitely check out their offerings. By the time I go to my car, get out of the ramp, get to my law school and find parking, that's about 45 minutes. In the grand scheme of life, that isn't much, but two blocks is much better!
I'm on track to achieve my goal of reporting without paying for the next period; the social justice opportunity brings me up to 30 credits and my reporting period began July 1 of this year. Not so bad when I need 45 credits. I need three ethics credits and two elimination of bias credits as part of that but know where I can get those credits free.
Wednesday, October 22, 2008
Investments
There have been a lot of articles lately about investments and how cash sounds safe but isn't a good place to move your money. Which is great advice for those who have investments. I'm not one of them. I invested in education because it seemed like a good idea at the time.
On my review, in addition to confidentiality, we have recently been informed that due to the sensitive nature of the information in our possession, that we shouldn't invest in any of the relevant companies. Because the sensitive information in many cases isn't limited to the two adversaries, I would guess that truly is a prohibition on investing anywhere in this industry. While we don't necessarily have the most up to date documents in a given area, we have sensitive information provided under NDA's for many companies in the same industry.
So nice of them to give us that warning. Do you know any contract attorneys who have extra money laying around with which to invest? Didn't think so. The ones with money have things like jobs, working spouses and trust funds so can afford to sit it out, do volunteer work or take low-paying jobs that are more fulfilling than document review.
In my case, and as far as I know, the case of all others with whom I'm working, the caution was unnecessary. But good that we know just in case.
On my review, in addition to confidentiality, we have recently been informed that due to the sensitive nature of the information in our possession, that we shouldn't invest in any of the relevant companies. Because the sensitive information in many cases isn't limited to the two adversaries, I would guess that truly is a prohibition on investing anywhere in this industry. While we don't necessarily have the most up to date documents in a given area, we have sensitive information provided under NDA's for many companies in the same industry.
So nice of them to give us that warning. Do you know any contract attorneys who have extra money laying around with which to invest? Didn't think so. The ones with money have things like jobs, working spouses and trust funds so can afford to sit it out, do volunteer work or take low-paying jobs that are more fulfilling than document review.
In my case, and as far as I know, the case of all others with whom I'm working, the caution was unnecessary. But good that we know just in case.
Tuesday, October 21, 2008
Confidentiality
On the current review, they're very concerned about confidentiality. So much so that even after three months in they bring it up frequently. We know we're supposed to maintain confidentiality. We know that we can't talk to anyone in the other group or other firm employees about this project. We don't want to.
The project isn't that interesting that I'd have anyone who would bother listening to me blather on about it. I don't have a sufficient understanding of some of the material that it makes sense for me to talk about it; in any case, I wouldn't!
My objective is to get through each day without lapsing into a coma. I'm not always convinced I'm successful.
The project isn't that interesting that I'd have anyone who would bother listening to me blather on about it. I don't have a sufficient understanding of some of the material that it makes sense for me to talk about it; in any case, I wouldn't!
My objective is to get through each day without lapsing into a coma. I'm not always convinced I'm successful.
Monday, October 20, 2008
Networking for Introverts
My brother is the best networker ever; he chatted with someone at his part-time job selling flowers at the farmer's market when he was in college and ended up getting an internship with the city. That was pretty amazing. Right now he's doing contract work for an outfit that manufactures computers. He met someone on a chatroom who brought his resume to the company that employs her. When he got hired and went to another state, he ended up staying with chatroom girl and her family until he could make other arrangements.
With him it comes naturally. I have to force myself. If I'm at a short CLE, breakfast or lunch, I make a point of introducing myself to one person and trying to find out where they work, what they do and if they'll schedule a meeting with me. I'm rarely unsuccessful and if I am, no worries. There's always someone else to chat with.
Because I'm an introvert, chatting with strangers doesn't come naturally to me and is stressful. I know it's necessary, and while I enjoy the conversations in the end, it's difficult to force myself to initiate conversation. I envy those to whom meeting strangers comes naturally.
But I'm here to tell you that it can be done.
With him it comes naturally. I have to force myself. If I'm at a short CLE, breakfast or lunch, I make a point of introducing myself to one person and trying to find out where they work, what they do and if they'll schedule a meeting with me. I'm rarely unsuccessful and if I am, no worries. There's always someone else to chat with.
Because I'm an introvert, chatting with strangers doesn't come naturally to me and is stressful. I know it's necessary, and while I enjoy the conversations in the end, it's difficult to force myself to initiate conversation. I envy those to whom meeting strangers comes naturally.
But I'm here to tell you that it can be done.
Sunday, October 19, 2008
Networking
Someone recently told me that I'm a skilled networker, which I would never have considered myself to be. Apparently finding out about free CLE's is a talent that not everyone has developed; really, it's about being friendly and talking to your colleagues as well as googling around to see what's going on out there. Even if it's meant for the law firm's clients, there's no reason not to ask, especially if it's a few days beforehand.
One of the law firms whose list I'm on sends me random related breakfast meeting invitations. So far I haven't been able to attend any of them.
The other part of it is that I do share most of my CLE findings with my colleagues; though I also resent it when people I don't know feel entitled to the information. It's out there. If I can find it, they can find it.
One of the law firms whose list I'm on sends me random related breakfast meeting invitations. So far I haven't been able to attend any of them.
The other part of it is that I do share most of my CLE findings with my colleagues; though I also resent it when people I don't know feel entitled to the information. It's out there. If I can find it, they can find it.
Saturday, October 18, 2008
Finding CLE's by Word of Mouth
Word of mouth is a great way to learn about CLE's; or really, via e-mail. I have found out about several through others, most recently a CLE that has been around for several years and apparently people hear about it but don't know how to sign out about it.
Someone on my project told me about it and I forwarded the info to a couple of friends. One woman has been working on a project with several others, all of whom were interested in attending. I don't know exactly what they knew or how they found out; none of them had registration information. Until I sent it to the one person.
Getting to know your doc. review colleagues or other attorneys can help with CLE's. My goal this time is not to pay a dime to report my CLE's. While my statistics workshop may not go past this semester, due to attrition, it's still 12 credits and takes me about to the 50% mark with nearly 2.75 years remaining before I report again.
If I get the government position, I'll be near the Capitol complex and it'll be easy for me to attend free CLE's, schedule permitting. Unless it's in a relevant area, I'll have to do it on my own time, according to one of my government contacts.
Now that I realize there are free CLE's, I know that there's a possibility the agency itself could have CLE's and that perhaps law firms, non-profits and trade groups would do the same. It's all about looking for them.
Someone on my project told me about it and I forwarded the info to a couple of friends. One woman has been working on a project with several others, all of whom were interested in attending. I don't know exactly what they knew or how they found out; none of them had registration information. Until I sent it to the one person.
Getting to know your doc. review colleagues or other attorneys can help with CLE's. My goal this time is not to pay a dime to report my CLE's. While my statistics workshop may not go past this semester, due to attrition, it's still 12 credits and takes me about to the 50% mark with nearly 2.75 years remaining before I report again.
If I get the government position, I'll be near the Capitol complex and it'll be easy for me to attend free CLE's, schedule permitting. Unless it's in a relevant area, I'll have to do it on my own time, according to one of my government contacts.
Now that I realize there are free CLE's, I know that there's a possibility the agency itself could have CLE's and that perhaps law firms, non-profits and trade groups would do the same. It's all about looking for them.
Friday, October 17, 2008
Timing on Applications and Interviews
Timing is everything. Like everyone else, I apply for jobs and nobody cares. As far as I know, most of my applications go into a black hole and aren't able to get out of it and get the attention of the HR person or manager.
Case in point, my recent interview. I applied for the posting a week or so before the closing date. In late Aug. About three weeks later, I had e-mail from an HR rep informing me that I'm qualified for the position. Unlike all the other positions for which I seemed to be just as qualified and was immediately told I was unqualified, they had other candidates who had better qualifications or they had re-hired people previously laid off. It was a huge surprise to hear anything, much less something positive.
It's a job with the state, and upon signing in to their webpage, one is greeted with a list of positions for which one has applied and it shows whether they've been filled or remain open. Depressing place to go. There's also a place to click to see whether you're still a candidate. I clicked on this once a week between receipt of e-mail and call regarding interview. Since I didn't hear anything for another 6 weeks.
Government works in glacial time, so it's best to apply for every position possible; you'll be quickly ruled out for many, but the ones that find you interesting will take their time.
It's a good place to go in a bad economy.
Case in point, my recent interview. I applied for the posting a week or so before the closing date. In late Aug. About three weeks later, I had e-mail from an HR rep informing me that I'm qualified for the position. Unlike all the other positions for which I seemed to be just as qualified and was immediately told I was unqualified, they had other candidates who had better qualifications or they had re-hired people previously laid off. It was a huge surprise to hear anything, much less something positive.
It's a job with the state, and upon signing in to their webpage, one is greeted with a list of positions for which one has applied and it shows whether they've been filled or remain open. Depressing place to go. There's also a place to click to see whether you're still a candidate. I clicked on this once a week between receipt of e-mail and call regarding interview. Since I didn't hear anything for another 6 weeks.
Government works in glacial time, so it's best to apply for every position possible; you'll be quickly ruled out for many, but the ones that find you interesting will take their time.
It's a good place to go in a bad economy.
Thursday, October 16, 2008
Frugality Hits Pampered Children
Like everyone else, I've noticed how spoiled kids are these days and how they need to have everything right now. Don't get me wrong, I wanted everything right now as a kid too, but my parents weren't in a position to have it for themselves or give it to me. Partly economics. Partly values.
With the recent economic meltdown, children of the wealthy or aspirationally-wealthy, were provided with consumer goods at will; now they're not. And are upset about it. Which makes sense, because they don't necessarily realize that the entire world isn't on the gravy train they were raised on.
This may reduce the competition for private schools, or merely increase the number requesting financial aid for those same schools. Private colleges have been making choices about what to spend money on and are reducing their donation requests as unseemly in this economy. Rather than going for additions to buildings, they're focusing on making money available for financial aid, in light of the changes in credit lately.
While I'd like to think there will be fewer students in law school entering classes, due to the increase in attendance at graduate programs during bad economic times, the net result will likely be fewer new law school students whose parents are funding everything.
With the recent economic meltdown, children of the wealthy or aspirationally-wealthy, were provided with consumer goods at will; now they're not. And are upset about it. Which makes sense, because they don't necessarily realize that the entire world isn't on the gravy train they were raised on.
This may reduce the competition for private schools, or merely increase the number requesting financial aid for those same schools. Private colleges have been making choices about what to spend money on and are reducing their donation requests as unseemly in this economy. Rather than going for additions to buildings, they're focusing on making money available for financial aid, in light of the changes in credit lately.
While I'd like to think there will be fewer students in law school entering classes, due to the increase in attendance at graduate programs during bad economic times, the net result will likely be fewer new law school students whose parents are funding everything.
Wednesday, October 15, 2008
Interview!
My interview went well and I expect to hear from them in a few weeks. I don't know how many candidates there are, but there are two days of interviews. Based on timing thereof, I was first. One of my friends tells me that the first candidate wears the halo. I guess the trick is to keep the halo!
It's a government position, so the interview process is formal, with a list of questions and three interrogators. They went around the table, taking notes and taking turns asking questions. I answered everything as best I could, and then had a few questions of my own.
I'll hear from them in a few weeks. Hopefully.
It's a government position, so the interview process is formal, with a list of questions and three interrogators. They went around the table, taking notes and taking turns asking questions. I answered everything as best I could, and then had a few questions of my own.
I'll hear from them in a few weeks. Hopefully.
Tuesday, October 14, 2008
Attorneys Working as Paralegals
During bad economic times, one of the things that happens is that attorneys look for work as paralegals. They can be successful or not, depending on the theory of those hiring.
A contact at a major bank told me never to apply for paralegal openings there; she knows people do it but the legal department decided never to hire attorneys to work as paralegals because they have two different functions and different training.
One problem with attorneys doing non-attorney work is ego. Some people have egos that can't stand the lower title; you know them, you've worked with some on doc reviews. Sometimes they're less successful at project work because they can't check their egos at the door and are difficult when not in charge.
The other problem is that sometimes employers view attorneys in paralegal positions as short-timers who are just going to go when they have an opportunity to do so. Because the job market has changed a lot in the last 20 years, that's not nearly the consideration it may have been a few years ago; the reality is that many employers complain about the lack of loyalty in their employees but there's no reason those employees would be loyal, since loyalty is now a one-way street. Yet there's a local corporation which hires attorneys to work as paralegals. So it can go either way, depending on the employers beliefs.
A contact at a major bank told me never to apply for paralegal openings there; she knows people do it but the legal department decided never to hire attorneys to work as paralegals because they have two different functions and different training.
One problem with attorneys doing non-attorney work is ego. Some people have egos that can't stand the lower title; you know them, you've worked with some on doc reviews. Sometimes they're less successful at project work because they can't check their egos at the door and are difficult when not in charge.
The other problem is that sometimes employers view attorneys in paralegal positions as short-timers who are just going to go when they have an opportunity to do so. Because the job market has changed a lot in the last 20 years, that's not nearly the consideration it may have been a few years ago; the reality is that many employers complain about the lack of loyalty in their employees but there's no reason those employees would be loyal, since loyalty is now a one-way street. Yet there's a local corporation which hires attorneys to work as paralegals. So it can go either way, depending on the employers beliefs.
Monday, October 13, 2008
More projects
As expected, it has been getting busier. Some projects are expanding and I saw ads from two companies in this market this week.
Ads themselves are interesting, it means that the agencies know that more attorneys will be licensed in a couple of weeks or that people are doing something other than document reviews, which give me hope.
It's always good to know that there's more work out there. We have a lot of agencies here for the size of the market and one of the newer ones may have hired someone from an agency that had been here longer. We don't have confirmation of anything except the recruiter left her old agency and the other agency hired someone from inside the industry. That's enough for me to think it's the same person.
Of course, more attorneys out there looking for work only creates more competition for the rest of us.
Ads themselves are interesting, it means that the agencies know that more attorneys will be licensed in a couple of weeks or that people are doing something other than document reviews, which give me hope.
It's always good to know that there's more work out there. We have a lot of agencies here for the size of the market and one of the newer ones may have hired someone from an agency that had been here longer. We don't have confirmation of anything except the recruiter left her old agency and the other agency hired someone from inside the industry. That's enough for me to think it's the same person.
Of course, more attorneys out there looking for work only creates more competition for the rest of us.
Sunday, October 12, 2008
Interview!
I have an interview coming up, for a job to which I responded several months ago. It's a state government position and I'm very excited about it.
I have to dig out my suit, make sure it still fits, or go to Plan B. Because I don't have a Plan B, it really needs to fit.
My interview skills are rusty, but I earlier this summer, I took advantage of an Interview Skills course through my local unemployment office. It was one of the things I needed to do in order to obtain my unemployment payments. Even though I was already scheduled for a project, since I don't think I'm the best interviewer in the world, I thought it was a good idea to go.
It was beneficial. The part I remember is the little script we were given, where you filled in the blanks: "I'm a _____________ with X amount of experience, and my skills include __________, __________, and ________. "
I decided to look for a job that isn't designated as Attorney but one in which my background would make sense. I decided to look at government positions, as there are many areas of government in which a law degree would be beneficial, but that have other types of job titles. You have to read through a lot of job descriptions.
My state and the federal government both have webpages on which one may enter a resume and create a job search. Once you've done both of those, potentially appropriate jobs pop up on lists in your e-mail and it's easy to respond. And painless.
The biggest problem is actually sitting down and determining what information is best to include for these jobs. One of my friends recommended sending a cover letter and resume to the HR contact if that information was provided. I did so for this job and rather than targeting my resume, used their key phrases in my cover letter. I matched my experience and qualifications to the requirements listed for the job.
I do that all the time, but in this case it was actually useful.
I have to dig out my suit, make sure it still fits, or go to Plan B. Because I don't have a Plan B, it really needs to fit.
My interview skills are rusty, but I earlier this summer, I took advantage of an Interview Skills course through my local unemployment office. It was one of the things I needed to do in order to obtain my unemployment payments. Even though I was already scheduled for a project, since I don't think I'm the best interviewer in the world, I thought it was a good idea to go.
It was beneficial. The part I remember is the little script we were given, where you filled in the blanks: "I'm a _____________ with X amount of experience, and my skills include __________, __________, and ________. "
I decided to look for a job that isn't designated as Attorney but one in which my background would make sense. I decided to look at government positions, as there are many areas of government in which a law degree would be beneficial, but that have other types of job titles. You have to read through a lot of job descriptions.
My state and the federal government both have webpages on which one may enter a resume and create a job search. Once you've done both of those, potentially appropriate jobs pop up on lists in your e-mail and it's easy to respond. And painless.
The biggest problem is actually sitting down and determining what information is best to include for these jobs. One of my friends recommended sending a cover letter and resume to the HR contact if that information was provided. I did so for this job and rather than targeting my resume, used their key phrases in my cover letter. I matched my experience and qualifications to the requirements listed for the job.
I do that all the time, but in this case it was actually useful.
Saturday, October 11, 2008
Corporate Buzzwords
I hate corporate buzzwords. Once you get into a review, it's easy to learn the industry jargon, merely from repetition. My pet peeve is "Robust" which serves only to annoy me.
It has its own definition in several industries. Particularly timely is that which is used in the financial world. According to Wikipedia: In economics, "robustness" defines the ability of a financial trading system to remain effective under different markets and different market conditions.
Apparently, Wall Street decisions were less robust than previously believed.
The upside to the downside is that there are likely to be lawsuits as a result.
It has its own definition in several industries. Particularly timely is that which is used in the financial world. According to Wikipedia: In economics, "robustness" defines the ability of a financial trading system to remain effective under different markets and different market conditions.
Apparently, Wall Street decisions were less robust than previously believed.
The upside to the downside is that there are likely to be lawsuits as a result.
Friday, October 10, 2008
Quirks and timetables
Everyone has quirks. I have them. You have them. That reviewer over there has them. Our quirks are normal though. For the most part. At least we think so.
I chew gum to stay awake some days, and probably chomp on it loud enough to annoy everyone around me. I put on hand lotion several times a day too.
Someone else eats on a very regular schedule.
I've been told of a reviewer who would remove shoes and socks to reveal stinky feet which were put on desk. Yuck!
Most of us just listen to music though. I'm with a fairly small group and everyone seems pretty normal.
I chew gum to stay awake some days, and probably chomp on it loud enough to annoy everyone around me. I put on hand lotion several times a day too.
Someone else eats on a very regular schedule.
I've been told of a reviewer who would remove shoes and socks to reveal stinky feet which were put on desk. Yuck!
Most of us just listen to music though. I'm with a fairly small group and everyone seems pretty normal.
Thursday, October 9, 2008
Personal items people bring to document reviews
People tend to bring personal items with them to document reviews despite being discouraged by circumstances. It's one thing when you have a drawer to put things in, but that isn't always available. I'm always leery of leaving items behind in the evening, because you never know when the review will end or you for some reason will be dismissed.
Beyond the coffee mug, water bottle or snacks, people bring sweaters, CD's, lotion, kleenex, hand sanitizer, hot pots, coffee pots and mug warmers.
Some people bring a whole warehouse of snacks, beverages, personal coffee, tea, a salad bar; I'm actually not kidding with that one. On one review, instead of bringing lunch every day, there was someone who brought salad fixings and made a salad every day. Others bring 12-packs of soda, replenishing their supply as needed.
I don't bring a lot to a review. I have a gigantic purse, and most of what I need fits right in. Because I expect my current review to go a few more weeks, I leave lotion, tea and gum at my work station, my milk is in the fridge. I only leave things that are easily replaceable and I wouldn't be upset if for some reason I wasn't going back.
After all, we're not going to be there forever. It only seems that way.
Beyond the coffee mug, water bottle or snacks, people bring sweaters, CD's, lotion, kleenex, hand sanitizer, hot pots, coffee pots and mug warmers.
Some people bring a whole warehouse of snacks, beverages, personal coffee, tea, a salad bar; I'm actually not kidding with that one. On one review, instead of bringing lunch every day, there was someone who brought salad fixings and made a salad every day. Others bring 12-packs of soda, replenishing their supply as needed.
I don't bring a lot to a review. I have a gigantic purse, and most of what I need fits right in. Because I expect my current review to go a few more weeks, I leave lotion, tea and gum at my work station, my milk is in the fridge. I only leave things that are easily replaceable and I wouldn't be upset if for some reason I wasn't going back.
After all, we're not going to be there forever. It only seems that way.
Wednesday, October 8, 2008
Unfortunate Terms
Sometimes corporations choose unfortunate terms to use within their business. Ones that make everyday activities seem relevant for purposes of e-discovery. Like instead of having a decision-making process, having a business judgment. So everything related thereto will come up as potentially privileged.
My favorite potentially privileged items are the ones that get tagged due to the blurb at the bottom of someone's e-mail that says the information may be confidential or privileged. Gets in there every time. No matter what.
Other items would include people's names that seem relevant; if a hospital is being sued and has an administrator named Doctor, whose documents end up being tagged. No fun for either the litigation team or the document review team.
My favorite potentially privileged items are the ones that get tagged due to the blurb at the bottom of someone's e-mail that says the information may be confidential or privileged. Gets in there every time. No matter what.
Other items would include people's names that seem relevant; if a hospital is being sued and has an administrator named Doctor, whose documents end up being tagged. No fun for either the litigation team or the document review team.
Tuesday, October 7, 2008
How to Occupy Oneself on a Document Review
Inspired by another blog, on which an attorney listed activities of colleagues, I bought a second mp3 player and German CD's so I can brush up on my language skills. I might as well, I listen to my ipod all the time; I like the mix of music on it so don't want to add anything as it's a couple years old, only 4g and full.
I considered online lessons, but decided to go with a company of which I've heard, Berlitz. They're a known quantity so it seemed a reasonable choice.
Maybe next I can run off to Germany and do document reviews for American firms with offices abroad.
I considered online lessons, but decided to go with a company of which I've heard, Berlitz. They're a known quantity so it seemed a reasonable choice.
Maybe next I can run off to Germany and do document reviews for American firms with offices abroad.
Monday, October 6, 2008
Business as Usual
It's always great to get out of town, and not so great to return to the review room. The best part is the steady paycheck.
Our review is still plodding along. Some custodians are easier to deal with than others; because it's technical information, the complexity of the work varies by custodian. I prefer it when the batches are easier; numbers are up and my brain doesn't turn to mush. Either way, it has to get done.
In this review we've been encouraged to mass annotate, which is new. On one review, our QC team was mass annotating, despite having been told not to. Most reviews on which I have worked haven't suggested mass annotations as an option. When possible, it does make the work go faster; however, sometimes it isn't possible.
Mass annotations seem to work best in batches with basically two choices; check one, leave the other. Immediately mark any other random thing. It's a great theory, but in some cases, custodian has too wide a variety of materials for it to be feasible. In those cases, it's just easier to mark them one at a time, or a few at a time.
Our review is still plodding along. Some custodians are easier to deal with than others; because it's technical information, the complexity of the work varies by custodian. I prefer it when the batches are easier; numbers are up and my brain doesn't turn to mush. Either way, it has to get done.
In this review we've been encouraged to mass annotate, which is new. On one review, our QC team was mass annotating, despite having been told not to. Most reviews on which I have worked haven't suggested mass annotations as an option. When possible, it does make the work go faster; however, sometimes it isn't possible.
Mass annotations seem to work best in batches with basically two choices; check one, leave the other. Immediately mark any other random thing. It's a great theory, but in some cases, custodian has too wide a variety of materials for it to be feasible. In those cases, it's just easier to mark them one at a time, or a few at a time.
Sunday, October 5, 2008
Saturday, October 4, 2008
Fall Leaves
I'm going up the North Shore for a wedding this weekend so will be nowhere near either my computer or the current document review.
Friday, October 3, 2008
Think of me as I drive up
Highway 61.
I will be able to see Canada this weekend which will enhance my chances of being Vice President.
I will be able to see Canada this weekend which will enhance my chances of being Vice President.
Thursday, October 2, 2008
Fatigue Sets In
This project is slightly more than two months old and due to a combination of complexity and having been provided with the easier part of the work first, my brain is turning to mush. On most projects, it starts out difficult and once I learn the material, it gets easier. This one isn't like that at all.
We've had training twice because they didn't bother training us on half the material as they hadn't collected from the custodians who might have the relevant material. Both parts were very complicated and it isn't getting easier.
Every day I hope I understand more and when I don't I review the key words and keep looking for them. Every day I get more tired. And we're not even working overtime.
We've had training twice because they didn't bother training us on half the material as they hadn't collected from the custodians who might have the relevant material. Both parts were very complicated and it isn't getting easier.
Every day I hope I understand more and when I don't I review the key words and keep looking for them. Every day I get more tired. And we're not even working overtime.
Wednesday, October 1, 2008
Housing and Contract Work
Another sign of the impending apocalypse is the first time I have heard of someone being turned down for an apartment due to contract work. The coder who was turned down did find another apartment that was willing and is also in a roommate situation so signing a lease with another person, which I would expect to mitigate the contract situation. Apparently not for some landlords.
I didn't ask for more detail so don't know if it was a private landlord or a corporate entity that turned down the renter; I just know that it's a sign o the times. Credit and housing are both going to be more problematic. Even roommate ads on Craigslist are announcing up front that you need to have good credit and a good work history or you shouldn't call them; I read for entertainment purposes because so many ads are hilarious. They make it clear that while they're advertising for a roommate, what they really want is someone to pay the rent without bothering to be there for more than a few days a month; many ads are targeted to flight attendants, since an airline has a hub here, or to people who commute from outlying areas so are gone weekends.
I can see that landlords would view contract work as a red flag, and in some ways that seems reasonable; there's never any idea how long the project will really last or when the next one appears. If the project ends and there's a gap, the landlord might be out in the cold and have to follow the statute for eviction, which takes several months. It's totally understandable that a landlord would want to avoid that.
At the same time, if the proposed renter has good credit and can provide a rental history with no problems associated, it seems like overkill to deny the apartment.
I didn't ask for more detail so don't know if it was a private landlord or a corporate entity that turned down the renter; I just know that it's a sign o the times. Credit and housing are both going to be more problematic. Even roommate ads on Craigslist are announcing up front that you need to have good credit and a good work history or you shouldn't call them; I read for entertainment purposes because so many ads are hilarious. They make it clear that while they're advertising for a roommate, what they really want is someone to pay the rent without bothering to be there for more than a few days a month; many ads are targeted to flight attendants, since an airline has a hub here, or to people who commute from outlying areas so are gone weekends.
I can see that landlords would view contract work as a red flag, and in some ways that seems reasonable; there's never any idea how long the project will really last or when the next one appears. If the project ends and there's a gap, the landlord might be out in the cold and have to follow the statute for eviction, which takes several months. It's totally understandable that a landlord would want to avoid that.
At the same time, if the proposed renter has good credit and can provide a rental history with no problems associated, it seems like overkill to deny the apartment.
Tuesday, September 30, 2008
Falling off the Wagon
As you may have guessed, based on my previous post, I'm not making as much progress as I'd like on my smallest student loan. It's still my target to eliminate first; however, I really did need tires.
One of the other purchases was an external hard drive as my itunes library has taken over the computer, which sounds like a 747 ready for take off. I have to figure out how to migrate the music to the hard drive but have insufficient hard drive myself lately. Hopefully I'll be able to do that this weekend.
I'm a little concerned that I'm buying things, but fortunately am able to rely on a consultant for my electronics purchases so am confident that I got a good deal. In addition, whether I pay extra or not, my debt decreases every month and that's a good feeling.
I am paying extra, just not as much as I'd like to. Which isn't the end of the world but I need to get myself back on track so I can achieve my goals.
One of the other purchases was an external hard drive as my itunes library has taken over the computer, which sounds like a 747 ready for take off. I have to figure out how to migrate the music to the hard drive but have insufficient hard drive myself lately. Hopefully I'll be able to do that this weekend.
I'm a little concerned that I'm buying things, but fortunately am able to rely on a consultant for my electronics purchases so am confident that I got a good deal. In addition, whether I pay extra or not, my debt decreases every month and that's a good feeling.
I am paying extra, just not as much as I'd like to. Which isn't the end of the world but I need to get myself back on track so I can achieve my goals.
Monday, September 29, 2008
Find the Perfect Credit Card
I don't know if BillShrink really does help find the perfect credit card, but it's at least a possibility. I have actually made three purchases on my shiny, new credit card, one of which has been paid off in its entirety, the other two of which will be paid on Friday.
They started with a comparison of mobile phone plans and have moved on to credit cards. No doubt if that works out well, they'll think of other products for which consumers would benefit by having easy comparisons available.
I didn't do anything like that. I went to my credit union and asked. My credit isn't as bad as I thought it was and the guy told me that the best way of improving it was by having continuing monthly payments on a credit card; in order to be reported to the credit bureau, one must have a monthly balance. My way of coping with that is by rationing purchases.
I recently had a conversation with a couple of colleagues about credit cards and while they said that having a balance wasn't a problem, they were concerned with the way the rules have changed; so many cards offer loyalty marketing programs which influence one to use the card whenever possible, but now, with the massive credit crunch, banks are focusing on what exactly one charges.
I bought tires and made two online purchases; credit cards have a built-in dispute process so you have some recourse if you order a product but don't receive it or there's a problem. Debit cards are without that protection since the payment comes straight from your bank account. My purchases are likely to be just fine. Especially since I'm paying the balance in full each month.
Problem areas include utility bills and groceries. If you use your credit card to pay for these items, your limit may be lowered or your interest raised as the theory is that you have cash flow problems or wouldn't be putting these sorts of things on your card. On one level that makes sense to me; that's exactly the trap I fell into when I was clerking and wasn't quite making enough money to support myself and my debt both. The people who pay their bill in full each month may get a pass on those, as they don't actually carry an increasing balance. Unlike me, since it seemed like a good idea at the time but snowballed out of control so I wasn't in a good place financially.
So please, do yourself a favor and don't fall into that trap. It's not an easy place to get out of.
They started with a comparison of mobile phone plans and have moved on to credit cards. No doubt if that works out well, they'll think of other products for which consumers would benefit by having easy comparisons available.
I didn't do anything like that. I went to my credit union and asked. My credit isn't as bad as I thought it was and the guy told me that the best way of improving it was by having continuing monthly payments on a credit card; in order to be reported to the credit bureau, one must have a monthly balance. My way of coping with that is by rationing purchases.
I recently had a conversation with a couple of colleagues about credit cards and while they said that having a balance wasn't a problem, they were concerned with the way the rules have changed; so many cards offer loyalty marketing programs which influence one to use the card whenever possible, but now, with the massive credit crunch, banks are focusing on what exactly one charges.
I bought tires and made two online purchases; credit cards have a built-in dispute process so you have some recourse if you order a product but don't receive it or there's a problem. Debit cards are without that protection since the payment comes straight from your bank account. My purchases are likely to be just fine. Especially since I'm paying the balance in full each month.
Problem areas include utility bills and groceries. If you use your credit card to pay for these items, your limit may be lowered or your interest raised as the theory is that you have cash flow problems or wouldn't be putting these sorts of things on your card. On one level that makes sense to me; that's exactly the trap I fell into when I was clerking and wasn't quite making enough money to support myself and my debt both. The people who pay their bill in full each month may get a pass on those, as they don't actually carry an increasing balance. Unlike me, since it seemed like a good idea at the time but snowballed out of control so I wasn't in a good place financially.
So please, do yourself a favor and don't fall into that trap. It's not an easy place to get out of.
Sunday, September 28, 2008
Daylighting
CNN finally caught on to the phenomenon of Daylighting, where people work a second job while at their primary job.
We've all seen that at document reviews; people taking calls and writing e-mails regarding their solo practice or whatever other business they're working on. I don't know what other activities people undertake while also doing a document review; clearly one would have to leave the room in order to have a personal visit with a client or to go to court.
Nobody on my review brings a laptop, and I've never seen anyone with a word document up, beyond the odd cover letter.
I used to work in publishing, and someone in sales once floated the idea of selling books online, but excluding the niche area in which she was already employed. The company informed her that would be a conflict of interest. Which makes sense. It was the exact same job performed for them. If she was selling something else it wouldn't have been a conflict.
In fact, at a different job, I overheard one side of a conversation in which the sales director flat-out asked a sales rep, who was rumored to be working for two publishers, if he was working for the competition as well. The man denied it.
There have been high-profile accusations of a pair of professors double-dipping, by obtaining new employment while retaining their previous positions. The investigation isn't over. So it really can be risky business.
We've all seen that at document reviews; people taking calls and writing e-mails regarding their solo practice or whatever other business they're working on. I don't know what other activities people undertake while also doing a document review; clearly one would have to leave the room in order to have a personal visit with a client or to go to court.
Nobody on my review brings a laptop, and I've never seen anyone with a word document up, beyond the odd cover letter.
I used to work in publishing, and someone in sales once floated the idea of selling books online, but excluding the niche area in which she was already employed. The company informed her that would be a conflict of interest. Which makes sense. It was the exact same job performed for them. If she was selling something else it wouldn't have been a conflict.
In fact, at a different job, I overheard one side of a conversation in which the sales director flat-out asked a sales rep, who was rumored to be working for two publishers, if he was working for the competition as well. The man denied it.
There have been high-profile accusations of a pair of professors double-dipping, by obtaining new employment while retaining their previous positions. The investigation isn't over. So it really can be risky business.
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